Top 10 Anonymous VPNs, and How To Pay for a VPN Anonymously in 2026

Using a virtual private network (VPN) for online anonymity may be negated by paying with a credit card or other method that tracks your identity. For some people, data protection is more than simply preventing cybercriminals from stealing information. 

Human rights activists, mutual aid organizations, domestic violence victims, and whistleblowers need online anonymity to protect themselves and the lives of those around them.

Knowing how to pay for VPN services anonymously can help you protect your privacy by keeping you anonymous online and avoiding a paper trail. Here’s how.

Top 10 VPNs that accept anonymous payment methods

Since VPN providers focus on privacy, many of the best VPN services offer some form of anonymous payment method. If you want to remain anonymous online, most VPNs allow you to pay with cryptocurrency.

However, not all cryptocurrencies, including Bitcoin, are completely anonymous. Understanding the different payment options and the providers who offer them can help you make the right decision.

VPNs that accept anonymous payment methods 2026

VPN	Gift card	Crypto	Prepaid card	Virtual credit card	Cash
NordVPN
Surfshark
ExpressVPN
Private Internet Access
CyberGhost
Proton VPN
IPVanish
Mullvad
Windscribe
PureVPN

How to pay for a VPN anonymously

If you want to preserve your anonymity when signing up for a VPN account, consider taking additional steps and exploring private payment methods. Here are some tips for maintaining your privacy while paying for a VPN.

1. Use a masked or anonymous email.
2. Purchase cryptocurrency on a P2P exchange or use a Bitcoin ATM.
3. Use the Tor Browser.
4. Grab a free VPN or proxy server and hop onto public Wi-Fi.
5. Use cash to purchase your gift card or prepaid card.

1. Gift cards

Paying with a gift card is one of the most anonymous options. Typically, you’re purchasing a gift card for a store or service disconnected from the VPN, like Amazon, Best Buy, or Target. Since you can use cash to buy the gift card, you never need to associate any personal information, like an email or billing address, with your transaction.

How to use a gift card to pay for a VPN

To pay for your VPN with a gift card, you can follow these steps.

1. Choose a VPN service that accepts gift cards as a payment option.
2. Find a retailer whose gift card the VPN accepts.
3. Purchase a physical or digital gift card using cash.
4. Enter the gift card code in the payment portal.

VPNs that accept gift cards

• NordVPN
• Private Internet Access
• TorGuard

2. Cryptocurrency

Increasingly, cryptocurrency appeals to people who want to maintain privacy and anonymity online. As a decentralized and untraceable currency, the VPN provider won’t be able to tie an account to a person. Some of the most popular cryptocurrencies include:

• bitcoin
• ethereum
• ripple
• litecoin

However, if you do use cryptocurrency, you should be aware that anonymity applies to transactions between users, not the platforms themselves. Since every platform requires an email address and password, you may want to use an email address disconnected from your actual identity and an anonymized password.

How to use crypto to pay for a VPN

To pay for your VPN with cryptocurrency, you can follow these steps.

1. Choose a VPN that provides the services you want and accepts crypto.
2. Set up a digital cryptocurrency wallet with a provider such as Coinbase, Exodus, or MyEtherWallet.
3. Purchase the cryptocurrency that your VPN provider accepts.
4. Transfer the crypto from your digital wallet to the provider’s wallet address through its payment portal.

VPNs that accept crypto

• NordVPN
• Surfshark
• ExpressVPN
• Private Internet Access
• CyberGhost
• Proton VPN
• Mullvad
• TorGuard
• Windscribe
• VPN Unlimited
• PureVPN

3. Prepaid debit card

Prepaid debit cards are like Visa or MasterCard gift cards, which you can buy at most stores and load with money.

Although they look and act like debit or credit cards, they’re not linked to a bank account, so they have no PII attached to them. However, keep in mind that these cards may have activation fees of up to $10, which can increase your overall costs.

How to use a prepaid card to pay for a VPN

To pay for your VPN with a prepaid card, you can follow these steps.

1. Find a VPN that accepts prepaid debit cards.
2. Purchase the prepaid card, and then load it with enough money to cover the subscription and any activation/usage fees.
3. Enter the card number in the VPN portal’s payment portal.

VPNs that accept prepaid cards

• NordVPN
• Private Internet Access (PIA)
• TorGuard
• PureVPN

4. Virtual credit card

Designed primarily for online purchases, digital credit cards are either temporary or permanent card numbers that link to funds in your account rather than your identity. Originally intended to protect you from fraud, they also give you a way to protect your privacy when you don’t want anyone to trace a transaction back to you.

However, you should remember that because many of these cards are linked to a real account, the transaction can be traced through your payment card company. Further, when using one of these cards, you need to input your name as the account holder.

How to use a virtual credit card to pay for a VPN

To pay for your VPN with a virtual credit card, you can follow these steps.

1. Find a VPN service provider that accepts virtual credit cards.
2. Determine whether your current payment card provider offers virtual credit cards or not.
3. If not, find a payment card that offers virtual cards, or look for a virtual payment service like Privacy.com.
4. Use the virtual card number to buy the VPN using the payment portal.

VPNs that accept virtual credit cards

• NordVPN
• Surfshark
• ExpressVPN
• Private Internet Access
• CyberGhost
• Proton VPN
• IPVanish
• Mullvad
• TorGuard
• Windscribe
• Hotspot Shield
• VPN Unlimited
• PureVPN
• Avast SecureLine VPN

5. Cash

While using fiat money, or paper bills, to purchase a digital product might feel odd, it’s one of the most secure and anonymous options. Although very few VPN providers offer this option, two different methods are available.

In some cases, you can generate a unique code from the provider and include it in the same envelope with the cash, then use the postal service to deliver the payment. In other cases, you can purchase the software in a physical box or on a disk from a store.

You should keep in mind that this method has the downside of requiring you to wait for confirmation that the company received the payment by mail or to travel to a store to purchase the physical copy.

How to use cash to purchase a VPN

To pay for your VPN in cash, follow these steps.

1. Find a VPN provider that offers cash payment options.
2. Withdraw the subscription fee from your bank.
3. Follow the VPN service's directions for paying with cash.

VPNs that accept cash

• ProtonVPN
• Mullvad

We don't recommend physically mailing cash, though, as there's a higher risk of theft. 

4 reasons to pay for a VPN anonymously

A VPN secures your internet connection by creating an encrypted digital road for data to travel across. It protects your privacy by masking your IP address and online activity.

For complete data protection, consider paying anonymously. Some reasons for not sharing payment data include:

1. Maximizing privacy: Traditional payment methods link your personal details to the transaction, tying your payment provider, VPN services, and internet service provider (ISP) to your activity.
2. Preventing surveillance: People trying to escape internet censorship use anonymous payments to protect themselves from oppressive governments and regimes.
3. Reducing data breach risks: Anonymous payments prevent cyber criminals from stealing personally identifiable information (PII) if the VPN provider experiences a data breach.
4. Preventing third-party access: Buying the VPN service anonymously protects the payment processor from accessing PII.

If you want to remain anonymous, you should double-check the VPN provider’s terms of service to ensure it doesn’t require a billing address or email address—both of which could be used to trace your identity.

4 reasons not to pay for a VPN anonymously

Like everything else in life, you need to weigh both the pros and cons of paying for an anonymous VPN subscription. Some considerations include:

1. Limited payment options: VPNs that accept anonymous payments usually offer only one or two ways to pay anonymously.
2. Reduced customer service: Customer support usually requires users to verify their identity, undermining the purpose of hiding payment details and PII.
3. No refunds: VPN providers can’t issue refunds without verified payment details.
4. Manual renewal: Anonymous payment methods can’t be stored for recurring payments, so the provider may cancel service unless the payment method is kept up to date.

Bottom line

Paying for a VPN service anonymously and protecting your payment data from fraud are two different things. If you want to protect your payment card information, you can simplify your process with something like a virtual card.

However, if you want to remain anonymous, you need a VPN service that offers options to make your purchase untraceable, such as paying in cash or using gift cards.

If you want to remain anonymous online, you should also make sure you purchase a VPN with a regularly audited no-logs policy, such as NordVPN, Surfshark, or Proton VPN.

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