LifeLock Identity Theft Protection 2026: Our Top Discounts

LifeLock is one of the best identity theft protection services available and you can save when you purchase an annual subcription.
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We don't offer any LifeLock discounts at this time, but you can save 16% on an annual subscription. While LifeLock’s extensive monitoring services help prevent identity theft, it can also help you pick up the pieces if a criminal gets your information. If your data is stolen, LifeLock offers identity restoration services and provides up to $3 million in identity theft insurance and up to $10,000 in scam reimbursement.

LifeLock is one of the best identity theft services available. Keep reading to learn more about LifeLock and our top discount.

4.8
2026 Editors’ Choice
Best ID Theft Service for Comprehensive Monitoring
Identity Protection
LifeLock
  • Identity theft protection with U.S.-based restoration specialists and data removal services included on every plan
  • Identity theft insurance on all plans, with the Total plan covering up to $3 million
  • Dark web, home title, and social media monitoring available, with coverage expanding by plan tier
Learn More

In this article
Save 16% on an annual LifeLock subscription
What is LifeLock?
Try LifeLock for free
Bottom line
FAQs

Save 16% on an annual LifeLock subscription

We don't offer any LifeLock discounts at this time, but you can save 16% by choosing an annual subscription instead of paying monthly. The table below breaks down all the available LifeLock plans and compares their monthly and annual subscription costs.

Plan 1-month cost 1-year cost
Core Individual $12.49/mo $10.42/mo
Advanced Individual $19.99/mo $16.67/mo
Total Individual $34.99/mo $29.17/mo
Advanced for 2 Adults $35.99/mo $30.00/mo
Advanced for 2 Adults + 10 Children $47.99/mo $40.00/mo

What is LifeLock?

LifeLock is an identity theft protection service. It helps monitor your personal information online and on the dark web and provides credit monitoring services, data breach notifications, and identity restoration services, among other features.

LifeLock offers three subscription plans: Core, Advanced, and Total. It also offers family plans for couples and for families with children.

Plan Core Advanced Total
SSN monitoring
Financial account monitoring Yes — 2 accounts Yes — 5 accounts Yes — unlimited accounts
Identity theft insurance Up to $1.05 million with up to $25,000 for stolen funds Up to $1.2 million with up to $100,000 for stolen funds Up to $3 million with up to $1 million for stolen funds
Scam reimbursement Up to $5,000 Up to $10,000
Credit monitoring Yes — 2 bureaus Yes — 3 bureaus Yes — 3 bureaus
Credit report and score Yes — 1 bureau monthly Yes — 1 bureau monthly, 3 bureaus annually Yes — 1 bureau monthly, 3 bureaus annually, 1 bureau daily
Credit and payday loan lock
Identity restoration services
Scam support
Data removal services
Dark web monitoring
Social media monitoring
Home title monitoring
Details View plan View plan View plan

LifeLock Core

The Core plan starts at $10.42/mo and offers financial account monitoring for two accounts, two-bureau credit monitoring, dark web monitoring, and social media monitoring. It also offers up to $1.05 million in identity theft insurance and identity restoration specialists.

Bonus features include automatic data broker removal, card exposure control, and AI financial defense.

LifeLock Advanced

The Advanced plan starts at $16.67/mo, adding three-bureau credit monitoring, utility account alerts, and scam support. Identity theft insurance increases to $1.2 million with up to $100,00 in stolen funds, along with $5,000 in scam reimbursement.

LifeLock Total

The Total plan starts at $29.17/mo, adding 401K/investment account alerts, bank account takeover alerts, home title monitoring, and phone takeover monitoring.

Identity theft insurance increases to $3 million with up to $1 million in stolen funds, along with $10,000 in scam reimbursement.

LifeLock family plans

If you're seeking a family plan, you'll need to choose the LifeLock Advanced tier. Plans start at $30.00/mo and these will cover either two adults or two adults and up to 10 children.

All adults on the plan receive credit, checking, and savings activity alerts. They also receive up to $1.2 million in identity theft insurance, with up to $100,000 per adult. The entire family is entitled to $5,000 in scam reimbursement.

Try LifeLock for free

If you’re unsure about committing to a plan, you can try LifeLock risk free. All plans include a 30-day free trial before your card is charged.

Plus, all monthly plans have a 14-day money-back guarantee, and annual plans have a 60-day money-back guarantee.

Bottom line

LifeLock doesn't offer traditional discount codes or promo deals right now. But if you want to save, the annual plan is your best bet. You'll cut 16% off the monthly rate, and with a 60-day money-back guarantee, you're not locked in if it's not a good fit.

Whether you go with Core, Advanced, or Total, you're getting solid identity theft protection. The free 30-day trial lets you test it before your card gets charged, so there's little risk in giving it a shot.

FAQs

Does LifeLock have a senior discount?

LifeLock doesn't offer a senior discount.

Does LifeLock automatically renew?

Yes, LifeLock will automatically renew based on your current membership level pricing. Before billing, LifeLock will send you a notification email to alert you to any applicable changes in price.

Does LifeLock protect a Social Security number?

Yes, all LifeLock memberships monitor the web for fraudulent use of your Social Security number, name, address, and birthdate.


4.8
Editorial Rating
Get Deal
On LifeLock's website
2026 Editors’ Choice
Best ID Theft Service for Comprehensive Monitoring
Identity Protection
LifeLock
  • Identity theft protection with U.S.-based restoration specialists and data removal services included on every plan
  • Identity theft insurance on all plans, with the Total plan covering up to $3 million
  • Dark web, home title, and social media monitoring available, with coverage expanding by plan tier
Author Details
Kate Daugherty, a Denver-based professional writer with a B.A. from the University of Colorado, specializes in personal finance, digital security, and personal privacy. Inspired by her own credit theft experience, Kate is passionate about helping people stay safe online. Through her engaging articles in Finance Buzz, Success Magazine, and the Family Money Adventure blog, she shares easy-to-follow tips for boosting online security and financial well-being.