Is Norton LifeLock Worth It in 2025? An Honest Look at the Pros and Cons

Norton LifeLock is on the pricier side for identity theft protection. While the first-year discount can make it more affordable, the renewal rate may be too much for some.

High-income earners may benefit most from Norton LifeLock. The extensive monitoring services ensure every avenue is investigated to prevent identity theft and financial fraud. And even if the worst happens, the $3 million insurance coverage can help mitigate your losses.

In this article, we'll discuss whether LifeLock has enough value to justify the cost.

When Norton LifeLock is worth it

• LifeLock is beneficial for individuals with higher incomes because it offers up to $3 million in identity theft insurance coverage. The above-average insurance restores losses, supports legal action, and reimburses personal expenses.
• LifeLock is ideal for individuals concerned about financial fraud because it has one of the most extensive identity and financial monitoring services on the market. The in-depth service tracks credit report activity across all three credit bureaus, looks for dark web leaks, and monitors banking and investment transactions for fraud. And that's just a fraction of its monitoring features.
• LifeLock is better for individuals interested in a comprehensive cybersecurity suite because LifeLock can bundle with other Norton security software: Identity protection, Norton 360 antivirus, and Norton Secure VPN can help keep your data safe and out of prying eyes.

When Norton LifeLock may not be worth it

Norton LifeLock offers competitively robust identity theft protection. However, it’s not worth it if you need an affordable family-friendly plan. It lacks bundled parental controls, so a better alternative is Aura, which offers numerous child protection features in its Aura Family plan.

Aura is one of the best identity theft protection services for families. In addition to extensive identity monitoring, Aura offers parental controls that can block websites, set screen time limits, and provide reports on online activity and usage. Aura also has safe gaming features to detect scams, cyberbullying, and predators.

How much does Norton LifeLock cost?

Norton LifeLock is a premium service, so it does come with a high price tag. For example, LifeLock is more expensive than Aura. But when you consider the high insurance coverage and premium monitoring, LifeLock provides a lot of value.

The Standard plan is the most affordable, but it offers lower insurance coverage, capped at $1.05 million. It also has limited monitoring capabilities, which track only one credit bureau and provide alerts for identity and social security number information.

The Advantage plan offers more features, like financial transaction monitoring and a credit freeze. However, it still lacks three key features: credit bureau monitoring, high insurance coverage, and asset monitoring.

But the real prize is the Ultimate plan. It has a $3 million insurance policy, credit monitoring from all three major bureaus, and extensive monitoring of social media, assets, and financial transactions. It's the best for comprehensive identity protection services.

Norton LifeLock prices for individuals

	LifeLock Standard Individual	LifeLock Advantage Individual	LifeLock Ultimate Plus Individual
Monthly cost	$11.99/mo	$22.99/mo	$34.99/mo
Annual cost	$7.49/mo for first yr (billed annually)	$14.99/mo for first yr (billed annually)	$19.99/mo for first yr (billed annually)
Learn more	View plan	View plan	View plan

Norton LifeLock prices for couples

	LifeLock Standard for Family (2 adults)	LifeLock Advantage for Family (2 adults)	LifeLock Ultimate for Family (2 adults)
Monthly cost	$23.99/mo	$45.99/mo	$69.99/mo
Annual cost	$12.49/mo for first yr (billed annually)	$23.99/mo for first yr (billed annually)	$32.99/mo for first yr (billed annually)
Learn more	View plan	View plan	View plan

Norton LifeLock prices for families with kids

	LifeLock Standard for Family with Kids	LifeLock Advantage for Family with Kids	LifeLock Ultimate Plus for Family with Kids
Monthly cost	$35.99/mo	$57.99/mo	$79.99/mo
Annual cost	$18.49/mo for first yr (billed annually)	$38.99/mo for first yr (billed annually)	$29.99/mo for first yr (billed annually)
Learn more	View plan	View plan	View plan

When choosing a LifeLock plan, you'll first need to decide whether you need coverage only for yourself, for you and a partner, or for a family of up to two adults and five children. Then you can decide between Standard, Advantage, and Ultimate plans.

Norton LifeLock offers a discount on the first year of your annual subscription. It's an attractive offer. However, you’ll want to make sure that the renewal price is something that fits within your budget.

What do you get with Norton LifeLock?

Norton LifeLock is most notable for offering insurance policies that exceed the industry standard of $1 million. It also has several premium monitoring tools for credit, financial transactions, identity fraud, and more.

Here’s a quick look at the main features of LifeLock's core three plans:

	Standard	Advantage	Ultimate Plus
Identity theft insurance	Up to $1.05 million	Up to $1.2 million	Up to $3 million
Credit monitoring	1 bureau	1 bureau	3 bureaus
Credit reports		Monthly	Daily
Credit scores		Monthly	Daily
Financial transaction monitoring
Credit freeze
Extensive financial and asset monitoring		Limited, with only the Buy Now Pay Later monitoring	Yes, 401k, investments, home title, bank account takeover monitoring, etc.
SSN monitoring
Identity restoration services
Dark web monitoring
Social media monitoring
Learn more	View plan	View plan	View plan

Norton LifeLock plans explained

For extensive monitoring, reports from all three credit bureaus, and $3 million in insurance coverage, the Ultimate plan offers the most value. During our testing, we were able to view credit scores and reports immediately, which was a significant advantage.

If you're on a budget, the Standard plan should cover your basic identity theft protection needs. It has credit monitoring, social security number alerts, and identity theft alerts. There's also a reasonable $1.05 million insurance coverage.

The Advantage plan is ideal for individuals who want more robust identity protection but don't want to commit to a comprehensive plan. It offers monthly credit reports, higher credit insurance for $1.2 million, and financial transaction monitoring.

FAQs

Bottom line: Is Norton LifeLock worth it?

If you're going to splurge on an identity theft protection service, LifeLock by Norton is one of the best choices. It has extensive identity, credit, and financial monitoring services. High earners will appreciate the substantial insurance coverage that can help offset significant losses and damages. Ultimately, the high price tag offers significant value.