OmniWatch Price 2026: Standard vs. Elite Protection

OmniWatch is an affordable identity theft protection service that now offers simple plans for individuals or couples with extensive insurance policies. Learn which one is right for you.
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OmniWatch plans start at $7.99/mo for Standard protection and up to $19.99/mo for Family coverage. All three tiers include dark web monitoring, credit monitoring, identity theft insurance, and scam and ransomware reimbursement.

OmniWatch is one of the most affordable identity theft protection solutions. Its extensive insurance policies cover ransomware and scams, making it even more appealing to budget-conscious individuals. 

Let's explore the OmniWatch plans, what's included, and if it's worth the cost.

In this article
OmniWatch cost
OmniWatch features
Identity theft alternatives
Bottom line: Is OmniWatch worth it?
FAQs

Stay a Step Ahead of Identity Theft
4.5
Editorial Rating
Start for Free
On OmniWatch's website
2026 Editors’ Choice
Best ID Theft Service for Scam Protection
Identity Protection
OmniWatch
SPECIAL OFFER: Save Up to 33% Today
  • ID theft protection service with up to $2M in insurance on the Standard plan and up to $4M on the Elite plan
  • Elite plan adds up to $100K in scam and ransomware protection, plus dedicated scam resolution specialists
  • Scans texts, emails, URLs, and images you upload to flag potential scams and phishing emails

How much does OmniWatch cost?

OmniWatch is an affordable identity theft protection service with a low monthly cost and a good Standard plan that includes a $4 million insurance policy. Plans range $7.99-$29.99/mo depending on whether you want Standard or Elite protection. OmniWatch also offers a family plan that provides the same features as the Elite plan for two individuals.

OmniWatch price

Standard Elite Family
Annual cost $7.99/mo $14.99/mo $19.99/mo
Monthly cost $11.99/mo $21.99/mo $29.99/mo
Max # of people covered 1 1 2
Types of identity monitoring Dark web, SSN, data breach Dark web, SSN, data breach, home title Dark web, SSN, data breach, home title
Credit monitoring Yes — TransUnion Yes — TransUnion, Experian, Equifax Yes — TransUnion, Experian, Equifax
Credit reports Yes — TransUnion Yes — TransUnion, Experian, Equifax Yes — TransUnion, Experian, Equifax
Identity theft insurance Up to $2 million Up to $4 million Up to $8 million
Scam and ransomware reimbursement Up to $50,000 Up to $100,000 Up to $200,000
Identity restoration services
VPN
Antivirus protection
24/7 customer support
Learn more View plans View plans View plans

OmniWatch keeps it simple by offering only three plans. The Standard plan includes all the essential tools, such as identity and credit monitoring, and offers generous $4 million in identity theft insurance. 

Advanced security features like a virtual private network (VPN) and antivirus protection aren’t usually included in base plans, but with OmniWatch’s Standard plan, you get them. The Standard plan has all the core tools you need for effective identity theft protection.

OmniWatch dashboard open on credit tab

The Elite plan includes credit monitoring from all three major credit bureaus. Along with identity theft insurance, you'll also get ransomware and scam protection insurance ($100,000). These are valuable insurance policies if you fall victim to a scammer. 

Along with VPN and antivirus protection, you also get an ad blocker, making your browsing experience less annoying — and safer.

While OmniWatch is budget-friendly, other competitors offer a larger safety net. For example, Aura identity theft protection is slightly more expensive but justifies the cost with greater family coverage and advanced online security tools, including data removal and a password manager. 

What do you get with OmniWatch?

OmniWatch is focused on monitoring your information on the dark web. In fact, it's one of the best ID theft services with dark web monitoring.

OmniWatch Alerts tab filtered by data breach alerts

Here are a few other noteworthy features:

  • Identity theft insurance: OmniWatch offers a generous $4 millioninsurance policy for all plans. Most other competitors offer only up to $1 million.
  • Identity restoration services: When identity theft occurs, it can be stressful to know what to do next to prevent further damage. OmniWatch provides 24/7 identity restoration agents to help you navigate the situation.
  • Scam and ransomware protection: Elite users can receive up to $100,000 in scam and ransomware protection. If hackers steal your data and demand a ransom, OmniWatch coverage can help recover losses.
  • VPN: A VPN creates an encrypted internet connection that prevents people from spying on your online activities.
  • Antivirus software: Detecting and blocking malware and other threats is an important part of keeping your data safe.

Learn more about our firsthand experience testing OmniWatch in our comprehensive OmniWatch review.

Top alternatives

OmniWatch offers several tools for identity monitoring and device protection. It also provides more identity theft insurance than most services, up to $4 million, as well as protection against scams and ransomware. 

We believe OmniWatch is a cost-effective option for seniors and other individuals seeking a user-friendly service. However, OmniWatch may not be the best fit for everyone. There's no coverage for children, and identity monitoring is limited to the dark web. 

Here's how OmniWatch compares to Aura and LifeLock, two top-notch identity theft protection services. 

Service
OmniWatch

Aura

LifeLock
Best for Best for scam protection Best overall identity theft protection Best for online identity monitoring
Price Starts at $7.99/mo Starts at $9.00/mo Starts at $10.42/mo
# of people covered 1 - 2 adults 1 - 5 adults, unlimited children 1 - 2 adults, up to 10 children
Types of identity monitoring SSN, identity, dark web Identity and SSN, account breach, home and auto title, criminal and court records Identity and SSN, dark web, phone takeover, home title, social media
ID theft insurance Up to $2 million through $8 million, depending on plan Up to $1 million per adult Up to $1.05 million through $3 million, depending on plan
Credit monitoring
Identity restoration services Yes, including U.S.-based scam resolution specialists and 24/7 dedicated identity restoration agents Yes, including white glove fraud resolution, a custom recovery plan, and 24/7 access to U.S.-based fraud resolution specialists Yes, including access to U.S.-based personal restoration specialists
Details Get OmniWatch Get Aura Get LifeLock

Learn more in our in-depth comparisons:

Bottom line: Is OmniWatch worth it?

OmniWatch is a good option for budget-conscious individuals who want basic credit and identity monitoring with excellent insurance coverage, including protection against ransomware and scams.

Families may want to look elsewhere, since OmniWatch covers adults and has limited monitoring services. In that case, you may want to consider Aura identity theft protection, and you can learn more in our Aura review. It offers family plans that include identity theft coverage for children as well as extensive monitoring tools to help detect scams, malware, spam, and identity fraud.

FAQs

How does OmniWatch work?

OmniWatch is an identity theft protection service. It monitors the dark web and your credit reports for any signs of fraudulent activity. If you are a victim of fraud, OmniWatch provides insurance to cover losses and has 24/7 identity restoration support. OmniWatch also provides additional tools to protect your devices, like antivirus software and a VPN.

Is OmniWatch free?

No, OmniWatch isn't free.

Is it worth paying for OmniWatch?

It may be worth paying for OmniWatch if you are looking for a basic identity theft protection service with a high insurance policy. OmniWatch is ideal for individuals or couples seeking robust scam protection and insurance coverage. 

However, it's not a good choice for families since it doesn't offer any coverage for children. OmniWatch also doesn't offer extensive monitoring services, such as social media monitoring or home and auto title monitoring.

How do I cancel my OmniWatch subscription?

You can cancel your OmniWatch subscription by navigating to your account page. Select cancel and confirm your choice to end your subscription.


Stay a Step Ahead of Identity Theft
4.5
Editorial Rating
Start for Free
On OmniWatch's website
2026 Editors’ Choice
Best ID Theft Service for Scam Protection
Identity Protection
OmniWatch
SPECIAL OFFER: Save Up to 33% Today
  • ID theft protection service with up to $2M in insurance on the Standard plan and up to $4M on the Elite plan
  • Elite plan adds up to $100K in scam and ransomware protection, plus dedicated scam resolution specialists
  • Scans texts, emails, URLs, and images you upload to flag potential scams and phishing emails
Author Details
Sara J. Nguyen has spent more than five years covering data privacy, identity theft protection, and online safety. She approaches the beat with a public relations background that gives her a particular eye for the gap between how companies present their products and what those products actually do for users. She has authored more than 140 articles for All About Cookies and has been published in Frontier Communications, Hootsuite, Zapier, and LogRocket.