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ID theft protection service with up to $2M in insurance on the Standard plan and up to $4M on the Elite plan
Elite plan adds up to $100K in scam and ransomware protection, plus dedicated scam resolution specialists
Scans texts, emails, URLs, and images you upload to flag potential scams and phishing emails
All About Cookies is an independent, advertising-supported website. Some of the offers that appear on this site are from third-party advertisers from which All About Cookies receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).
All About Cookies does not include all financial or credit offers that might be available to consumers nor do we include all companies or all available products. Information is accurate as of the publishing date and has not been provided or endorsed by the advertiser.
The All About Cookies editorial team strives to provide accurate, in-depth information and reviews to help you, our reader, make online privacy decisions with confidence. Here's what you can expect from us:
We've tested 10+ identity theft protection services, and OmniWatch is best for scam protection. It carries more identity theft insurance coverage than Aura or LifeLock, but it only covers up to two adults.
OmniWatch scans texts, emails, URLs, and images you upload for phishing, and it can automatically flag suspicious messages in your Gmail or Outlook account. You also get $50,000 in scam and ransomware reimbursement on the entry plan, SSN and dark web monitoring, and 24/7 restoration specialists.
However, OmniWatch's identity monitoring is thinner than most. Elite and Family plans add home title and payday loan monitoring, but no plan tracks financial activity, social media, or USPS address changes. The Family plan also covers two adults with no option to add children.
| Price | Starts at $7.99/mo |
| # of people covered | 1 - 2 adults |
| Identity theft insurance | Up to $4 million |
| Types of identity monitoring | SSN, dark web, data breach, home title, payday loans, digital footprint |
| Identity restoration services | 24/7 identity theft restoration support and expert scam agents on call |
| Credit monitoring | 1-bureau to 3-bureau monitoring, daily credit score updates, monthly or quarterly credit reports |
| Details | Get OmniWatch |
OmniWatch's price ranges from $7.99-$29.99/mo. There are three plan tiers: Standard, Elite, and Family, which can be paid either annually or monthly.
| Plan | Standard | Elite | Family |
| Annual price | $7.99/mo | $14.99/mo | $19.99/mo |
| Monthly price | $11.99/mo | $21.99/mo | $29.99/mo |
| # of people covered | 1 | 1 | 2 |
| SSN monitoring | |||
| Identity theft insurance | Up to $2 million | Up to $4 million | Up to $8 million |
| Scam and ransomware reimbursement | Up to $50,000 | Up to $100,000 | Up to $200,000 |
| Credit monitoring | Yes — TransUnion | Yes — TransUnion, Experian, Equifax | Yes — TransUnion, Experian, Equifax |
| Credit reports | Yes — TransUnion (monthly) | Yes — TransUnion, Experian, Equifax (quarterly) | Yes — TransUnion, Experian, Equifax (quarterly) |
| Credit lock | |||
| Identity restoration services | |||
| Dark web monitoring | |||
| Digital footprint monitoring | |||
| Extras | Antivirus, VPN | Antivirus, advanced VPN, malware blocking | Antivirus, advanced VPN, malware blocking |
| Details | View plan | View plan | View plan |
OmniWatch starts at about the same price as other leading identity theft protection services. Here's OmniWatch's starting prices compared to other identity theft protection plans. Note that the plan prices highlighted are for individual plans only:
OmniWatch's monthly plans are on the higher end of identity theft protection, and the best value is purchasing an annual subscription. Keep in mind that OmniWatch's price doesn't increase after the first year, unlike other ID theft providers.
Note that OmniWatch offers a 30-day money-back guarantee for annual plans, and a 14-day money-back guarantee for monthly plans. And if OmniWatch experts can't resolve your identity theft or scam case, it will refund your money.
Although the Standard and Elite plans seem similar, the Elite plan offers three-bureau credit monitoring and credit reports, while the Standard plan only offers those from TransUnion. Elite also adds home title and payday loan monitoring, upgrades the VPN, and covers three devices with antivirus instead of one.
OmniWatch Family covers two adults. You can't add a third adult or any children, so OmniWatch isn't the best option if you're protecting more than two people. For comprehensive family protection, we recommend Aura or LifeLock.
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ID theft protection service with up to $2M in insurance on the Standard plan and up to $4M on the Elite plan
Elite plan adds up to $100K in scam and ransomware protection, plus dedicated scam resolution specialists
Scans texts, emails, URLs, and images you upload to flag potential scams and phishing emails
OmniWatch has revamped its dashboard since our last test, and monitoring is easier to follow now. The main screen shows an alert summary alongside an Identity Security checklist that walks you through any remaining setup tasks, with a left-hand menu for the full detail on each section.
OmniWatch scans the dark web for any of the information you supply in your profile, including name, email address, phone number, and physical address. It will also alert you if any of your information is involved in a data breach and is found on the dark web.
You'll receive a list of recommended actions for each breach, such as changing your account email and enabling two-factor authentication.
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OmniWatch's monitoring is still narrower than most services we've tested. Every plan covers the dark web, data breaches, your SSN, your name and address, and your digital footprint, which flags when your personal information turns up somewhere new online.
Elite and Family add home title and payday loan monitoring. But no plan tracks your financial activity, USPS address changes, or social media accounts.
OmniWatch's credit monitoring changes a lot between plans. The Standard plan monitors one bureau, TransUnion. Elite and Family monitor all three, with instant alerts when something changes. If there's an alert, you can choose whether it arrives by email or phone.
Credit monitoring sits in its own tab in the dashboard, and it also surfaces on the main screen. Our score also appeared in the summary view alongside our alerts, so we didn't have to dig for it.
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OmniWatch updates your credit score daily on every plan, which is more frequent than most services we've tested. The dashboard shows your current score with the factors behind it, so you can see what's helping or hurting.
On the other hand, credit reports are less frequent. The Standard plan gets a monthly one-bureau report. Elite and Family get quarterly three-bureau reports.
When shopping for a car or applying for a credit card, you may be asked about your credit score to help the lender determine your interest rate and approval status.
OmniWatch includes TransUnion Instant Credit Lock on all three plans. Locking your TransUnion file blocks new credit applications, so nobody can open an account in your name while it's on. You can toggle it from the dashboard.
Because the lock only covers TransUnion, you'd need to freeze your Experian and Equifax files directly with those bureaus.
OmniWatch includes identity restoration on every plan, with specialists available 24/7. You get a dedicated agent rather than whoever picks up the phone. OmniWatch says they'll place fraud alerts and freezes at all three credit bureaus, contact your creditors, and prepare and file dispute paperwork on your behalf.
Every plan also includes lost wallet support. U.S.-based agents are available 24/7 to help you replace IDs, credit cards, and other documents if your wallet goes missing.
Separately, OmniWatch staffs U.S.-based scam expert agents you can reach Monday through Friday, 6 a.m. to 9 p.m. PT. If you think you're being targeted, you call the same number and ask for a scam agent rather than a restoration agent. Most identity theft services we've tested don't have dedicated scam help like OmniWatch.
If your identity is stolen, it can be daunting to figure out how to get everything back under your control. Identity restoration services are a great way to help alleviate some of the pressure.
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You'll also get identity theft insurance on every plan, with coverage rising by tier. OmniWatch says it reimburses eligible stolen funds, lost wages, legal fees, and other recovery costs, and it covers scam and ransomware losses separately from identity theft.
Every OmniWatch plan includes antivirus and a VPN. Standard covers one device with antivirus, and Elite and Family cover three. Elite and Family also upgrade to the advanced VPN and add malware blocking.
We still couldn't set up the antivirus protection. Our account didn't list a registration key, which is the same problem we hit in 2024 and again in 2025.
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We downloaded the VPN, but it's mainly focused on encrypting your connection on unsecured networks. You won't be able to select specific locations for unblocking geo-restrictions, but at least it can keep your traffic secure.
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On Elite and Family, the VPN launches automatically whenever you connect to public Wi-Fi. That's the main thing separating the advanced VPN from the standard one, and it's useful if you're the kind of person who forgets to turn a VPN on.
We also tested OmniWatch's new scam protection features. We submitted several examples of scams to the scanner tool, and it successfully detected a fake job text and even a subscription scam via a voicemail transcript.
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It can also automatically scan your Gmail or Outlook account and flag any potential phishing emails.
OmniWatch hasn't had a publicly reported data breach. We evaluated the company’s privacy policy to see if there was anything of note.
In its privacy policy, OmniWatch says, “We may share your Personal Information with advertisers and other third parties as part of our service to you.”
OmniWatch notes that it won’t share any of your financial information with these advertisers or third parties unless it’s to perform OmniWatch's core services, such as billing and fulfillment.
Another section that raised our eyebrows was under Section III, Sales/Sharing of Personal Data. OmniWatch states,
"In the preceding twelve (12) months, OmniWatch has utilized third-party advertisers who collect cookies, pixels, or other technologies on our Website to provide advertisements about goods and services likely to be of greater interest to you. We may receive consideration for this sharing."
It's not clear what consideration means in this context, but we assume it's compensation.
OmniWatch does offer a working opt-out. A "Do Not Sell or Share My Personal Information" link in the footer opens a preferences panel where you can turn off data sharing for targeted advertising in one click.
But OmniWatch is extremely transparent about the types of data collected, the reasons behind the collection, and with whom the data may be shared. Most of the data is collected for service providers or data analytics providers, which is standard (see I. Personal Information We Collect and Share).
Although no one likes being targeted by ads from "partners" or "affiliates," this practice is unsurprisingly common among identity theft protection services.
| OmniWatch compatibility | |
| Android | |
| iOS | |
| Desktop apps | |
| Browser extensions |
OmniWatch features a web-based portal that allows you to access it from any browser. It has also launched mobile apps for iPhone and Android.
Note that OmniWatch splits its Android apps into three separate downloads: OmniWatch: Scam Protection Pro, OmniWatch VPN, and OmniWatch AntiVirus. On iPhone, only Scam Protection Pro is available.
| Support type | OmniWatch |
| Yes — support@omniwatch.com | |
| Phone | Yes — 1-877-892-8249 |
| Live chat | |
| Online guides or forums |
OmniWatch splits support into three tiers, which is more than most services we've tested. General customer support handles billing, plan changes, and technical questions on the same weekday schedule, by phone, email, or chat. OmniWatch says email replies typically arrive within one business day.
Identity restoration agents are available 24 hours a day, seven days a week, by phone, for members with an active identity theft case.
Scam expert agents are available Monday through Friday, 6 a.m. to 9 p.m. PT (9 a.m. to midnight ET). That's a useful addition given how central scam protection is to what OmniWatch sells.
Our own experience was less impressive. We emailed to ask whether OmniWatch still offered its ad blocker feature and heard back in about an hour. The reply didn't answer the question. It listed the service's data breach alerts, credit monitoring, and insurance instead.
The help center is available any time, though most articles address specific situations rather than explaining features or specifications.
A large majority of Trustpilot reviewers gave OmniWatch a five-star rating, 67% to be exact. Positive reviews mention the helpfulness of the data breach alerts, attentive customer service, and peace of mind the service provides.
Only 6% of reviewers gave OmniWatch a one-star rating. Most negative reviews are from newer users who are still determining how they feel about the service.
OmniWatch has a straightforward setup process. You'll provide basic information like your name and date of birth, along with your Social Security number (SSN) and phone number to verify your identity.
We like that OmniWatch lets us know it uses AES-256 encryption and is SOC 2 Type II certified, both during the setup process and on the dashboard. Many identity theft protection programs make it difficult to find this information, which is why this feature helped us build trust with the service.
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OmniWatch also kept us informed about all its features via email, along with helpful tips and explanations for new users.
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We appreciated that we could cancel from our account portal under Settings, then Subscriptions, then Cancel Subscription. There was no need to call or email to do it.
Overall, OmniWatch is a straightforward service that provides a user-friendly experience. We hope it expands on the product by creating more plan options for families with children and including financial transaction alerts.
Although OmniWatch is one of our top recommendations, you can see how it compares to established services like Aura and LifeLock in the table below:
| Service |  OmniWatch |
 Aura |
 LifeLock |
| Best for | Best for scam protection | Best overall identity theft protection | Best for online identity monitoring |
| Price | Starts at $7.99/mo | Starts at $9.00/mo | Starts at $10.42/mo |
| # of people covered | 1 - 2 adults | 1 - 5 adults, unlimited children | 1 - 2 adults, up to 10 children |
| Types of identity monitoring | SSN, identity, dark web | Identity and SSN, account breach, home and auto title, criminal and court records | Identity and SSN, dark web, phone takeover, home title, social media |
| ID theft insurance | Up to $2 million through $8 million, depending on plan | Up to $1 million per adult | Up to $1.05 million through $3 million, depending on plan |
| Credit monitoring | |||
| Identity restoration services | Yes, including U.S.-based scam resolution specialists and 24/7 dedicated identity restoration agents | Yes, including white glove fraud resolution, a custom recovery plan, and 24/7 access to U.S.-based fraud resolution specialists | Yes, including access to U.S.-based personal restoration specialists |
| Details | Get OmniWatch | Get Aura | Get LifeLock |
OmniWatch's strongest selling point against Aura is financial coverage. On the Elite plan, it offers up to $4 million in identity theft insurance (double Aura's $1 million per adult). OmniWatch also adds at least $50,000 each in scam and ransomware reimbursement on every plan, which Aura doesn't offer at all.
Aura's strengths are in its broader monitoring, including financial account tracking and USPS address change alerts, both of which OmniWatch lacks. Learn more in our OmniWatch vs. Aura comparison.
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ID theft protection that monitors your SSN, bank accounts, credit cards, and brokerage and retirement accounts for suspicious activity
Every plan includes the full feature set, so no additional cost to unlock monitoring, insurance, or restoration
Bundles data removal with identity theft protection, antivirus, VPN, and a password manager in one subscription
OmniWatch costs less and skips the price hikes that come with annual renewal, while LifeLock's plans increase after your plan renews. OmniWatch also builds in a VPN and antivirus on every plan, while LifeLock bundles automatic data broker removal with all plans.
LifeLock also runs true 24/7 support across live chat and phone, while OmniWatch limits round-the-clock help to identity restoration agents specifically. Learn more in our OmniWatch vs. LifeLock comparison.
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ID theft protection with U.S.-based restoration specialists and data removal services included on every plan
ID theft insurance on all plans, with the Total plan covering up to $3M
Dark web, home title, and social media monitoring available, with coverage expanding by plan tier
Yes, OmniWatch is the only service we've tested with dedicated scam expert agents, and its scanner caught every example we submitted. Every plan carries at least $2 million in identity theft insurance, more than most competitors offer at any tier.
The tradeoff is monitoring depth. OmniWatch suits individuals and couples better than anyone wanting comprehensive coverage. If you need identity theft coverage for more than two people, our best identity theft protection services list has better options.
Our team has conducted hands-on testing on 10+ identity theft protection services using a consistent process. We sign up several days before formal testing begins, giving each service time to populate our dashboard with real monitoring data.
Then, we evaluate each product across six areas:
We retest all identity theft protection services at least once a year. To learn more about how we test, read our full identity theft protection testing methodology here.
OmniWatch has a solid star rating of 4.5 thanks to its strong feature set, generous identity theft insurance, and responsive customer support. It excels at scam protection, offering built-in tools that help detect phishing attempts, even on mobile devices.
OmniWatch received a lower score in the value category because it can be more expensive than its competitors and there are no plans that include coverage for children.
| Decision factor | Weight | Verdict |
| Our experience | 20% | 4.5 |
| Value | 25% | 4.0 |
| Features | 45% | 4.5 |
| Customer service | 10% | 5.0 |
| Test date | Change logs |
| January 14, 2026 | Dashboard was revamped to show an alert summary and Identity Security checklist |
| July 15, 2025 | Plan renamed from Premium to Elite; family plan added; insurance updated: Elite now includes scam resolution specialists in addition to identity restoration agents and lost wallet; iPhone app added |
| February 6, 2025 | $2M insurance confirmed with additional protections on Premium: $25K ransomware and $25K scam protection; Android apps added (VPN and antivirus) |
| September 17, 2024 | Financial alerts: credit monitoring only; credit scores/reports: Standard (monthly TransUnion), Premium (monthly TransUnion + quarterly Equifax and Experian); $2M identity theft insurance, all plans; 24/7 dedicated identity resolution agents; encryption: AES-256; extras noted: antivirus, VPN, ad blocker |
Yes, OmniWatch is a good identity theft service for individuals seeking basic protection at an affordable price. OmniWatch doesn't provide comprehensive monitoring, unlike competitors that offer social media monitoring, USPS address change monitoring, and more.
However, OmniWatch does offer three-bureau credit reporting and dark web monitoring, which is ideal for individuals who want to better manage their credit score and determine if their SSN has been leaked on the dark web.
OmniWatch scans your personal information on the dark web and monitors your credit reports for signs of fraud. If you're a victim of identity theft, you can also receive identity recovery assistance and up to $4 million in identity theft insurance per individual.
As an identity theft protection service, OmniWatch also provides up to $100,000 in scam and ransomware reimbursement on individual plans.
OmniWatch costs $7.99/mo for the Basic plan and $14.99/mo for the Elite Plan. There's also a Family plan that starts at $19.99/mo for two adults.
OmniWatch offers the best price for individual identity theft protection compared to other top services like Identity Guard, Aura, and LifeLock.
ID theft protection service with up to $2M in insurance on the Standard plan and up to $4M on the Elite plan
Elite plan adds up to $100K in scam and ransomware protection, plus dedicated scam resolution specialists
Scans texts, emails, URLs, and images you upload to flag potential scams and phishing emails
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