The Best Identity Theft Protection for Seniors 2025

Identity theft prevention services can help you monitor and even repair your identity and credit if your info is ever used fraudulently. But it’s difficult to know which one is the best for you.

We chose Norton LifeLock, Aura, and ID Watchdog as the best identity theft protection services for seniors, thanks to useful features, customer service, and remediation services. All three include lower starting prices, additional device security, and end-to-end identity restoration. Dive in with us to see which identity theft protection company is best for you.

The best identity theft protection services for seniors

• Norton LifeLock: Best first year pricing
• Aura: Best for additional device security
• ID Watchdog: Best for comprehensive identity restoration

Top 3 identity theft protection services for seniors compared

Service
Starting price	Starts at $7.50/mo (billed annually) for first year	Starts at $9.00/mo (billed annually)	Starts at $14.95/mo
ID theft insurance	Up to $3 million	Up to $1 million	Up to $1 million
Senior discount
Types of identity monitoring	Identity and SSN, dark web, phone takeover, home title, social media	Credit, SSN, Home & auto title, Criminal & court records, lost wallet remediation	Credit, SSN, dark web, public records, change of address
Credit monitoring
Identity restoration services
Extras	Data removal services	Safe Gaming, Antivirus, VPN, Password manager, Parental controls, AI spam call & message protection	Registered offender monitoring, antivurs, VPN, password manager, phishing and malware alerts, dark web, social media, and more
Details	Get LifeLock Read LifeLock Review	Get Aura Read Aura Review	Read ID Watchdog Review

Norton LifeLock: Best for first year pricing

Who it’s best for

Norton LifeLock is best for anyone looking for a good value identity protection service that’s worth it. Lifelock has many features in all three pricing tiers with a low cost for the first year. 

Lifelock also offers the most identity theft insurance out of our three picks, starting at up to $1.05 million in coverage with the Standard plan through up to $3 million in coverage with the Ultimate Plus plan. This means you’re getting a lot of bang for your buck.

What we liked

LifeLock is a Norton product, and that brand recognition comes with a certain level of trust. It has the highest individual identity theft insurance coverage of any of the protection plans here, especially so if you opt for Ultimate Plus. 

We also loved that it came with a plan that included two adults and no children. You can also add on device protection like a virtual private network (VPN) or antivirus software for an additional charge.

In addition, Norton LifeLock lets you choose to pay monthly or yearly, making it feasible for almost all budgets. You can a;sp enjoy all of the Norton products in one convenient portal. Norton’s services are customizable, depending on what you need, with its Ultimate Plus plan including reports from all three major credit bureaus and home title monitoring for complete coverage.

What we didn’t like

The introductory price for LifeLock is good, but once you get past the first year, it auto-renews at a higher price. (The renewal prices are listed on each plan, so you know what it will cost.) Also, renewal is automatic, so you’ll need to set a reminder to either cancel or remember that the second-year price is coming out of your account on the date of purchase.

Norton LifeLock pros and cons

Aura: Best for additional device security

Who it’s best for

Aura is best for anyone who wants to protect their devices and their identity. All Aura plans come with antivirus, a VPN, a vault to store your passwords and files, and safe browsing tools to protect you from phishing for up to 10 devices per adult along with a full kit of identity theft monitoring tools.

And since Aura also includes up to a 56% senior discount, it’s like buying a full security suite for your identity and devices at a discounted price. All of this together is meant to help keep seniors safe online.

What we liked

With an antivirus, VPN, and password manager built-in, even the most expensive Aura plan stands to save you money in the long run while protecting you from hackers and scammers. It also offers a free 14-day trial to determine if the service is for you. Aura also includes seniors (and children) living at different residences in family plans. This allows you to sign up for one monthly price that covers everyone even if they don't live under the same roof.

If you live in a multi-generational household, the family plan includes protections for kids, including Aura Parental Controls, safe gaming, and cyberbullying alerts. We also like that there’s an option for couples without kids. Many other identity protection services don’t offer protection for more than one adult without including children. If you want to cover you and your partner without children, the couples plan gives you that option.

What we didn’t like

The registered sex offenders list is only available with the family plan. Offenders can target anyone, not just children, so we aren’t sure why this wouldn’t be an across-the-board feature. 

Since the registered offender lists are available from a Department of Justice (DoJ) website, it wasn’t a deal breaker. But with so many extras included in Aura, we’re not sure why this one was left out.

Aura pros and cons

ID Watchdog: Best for comprehensive identity restoration

Who it’s best for

ID Watchdog is best for anyone who wants a team of professionals working on identity restoration from end to end. With ID Watchdog’s fully managed identity restoration service, it doesn’t just assist you in restoring your identity. This service handles every aspect of your identity restoration to completion. If the idea of calling creditors and dealing with the IRS doesn’t thrill you, this may be the service for you.

What we liked

ID Watchdog gets granular with each of its protection features. There’s support for 401(k) theft and subprime loan monitoring, which are any loans that occur outside a normal banking environment. Most ID theft prevention services monitor financial accounts like banks and credit cards, but personal loans and rent-to-own agreements can be made outside of these institutions. ID Watchdog monitors all of it.

In addition, ID Watchdog allows customizable alert options. That means you can choose how you’ll be alerted and the device where you’ll receive alerts. You also have the option to share alerts with other adult family members. If you have a family member who shares in your monetary decisions, you can easily keep them in the know.

What we didn’t like

We didn’t love the lack of financial account monitoring. Alerts aren’t really available with Select either. It’s a very pared-down plan that only helps with recovery if your identity is compromised rather than helping prevent or catch it.

And unlike LifeLock and Aura, ID Watchdog doesn't offer a plan for just couples. So you for couples without children, it may not be the most feasible option.

ID Watchdog pros and cons

How to choose the best identity theft protection service for seniors

If none of the options we listed suit your needs, there are questions you should ask when exploring other identity theft prevention services. Consider what’s important to you, your budget, and your overall comfortability with navigating remediation if you ever need it.

Let’s look at a few of the questions you should consider when shopping for ID protection:

• How much does it cost?
• Does it alert you to data breaches?
• Will it alert you to address changes?
• Does it monitor credit reports from all three credit bureaus: Experian, TransUnion, and Equifax?
• Is there dark web monitoring?
• Will it monitor court records for your name?
• How often does it provide credit score updates?
• Does it monitor suspicious activity on bank accounts or investment accounts?
• Does it assist with identity recovery?
• Does it provide identity theft insurance and, if so, how much? (Up to $1 million is most common.)
• Is the service’s mobile app encrypted with AES-256?
• Does it offer apps for the devices and operating systems you use?
• Does its privacy policy state it doesn’t sell data?
• Will it scan for social media scams and fraud?

FAQs

Bottom line: The best ID theft protection for seniors

Norton LifeLock, Aura, and ID Watchdog are three of the best ID theft protection services for seniors because of their prices and offerings. While there is a myriad of services across the internet, these three provide bonus features like additional device security and couples plans. Each option here makes protecting your identity a little easier and can help with identity theft losses.

If you're looking for more options or features to protect against fraud and cybercrime, check out our guide to the best identity protection companies for services that offer extra security.