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Best First Year Pricing
Best for Additional Device Security
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Provides VantageScore and not FICO score updates
Best for Comprehensive ID Restoration
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Lack of financial account monitoring
Identity theft prevention services can help you monitor and even repair your identity and credit if your info is ever used fraudulently. But it’s difficult to know which one is the best for you.
We chose Norton LifeLock, Aura, and ID Watchdog as the best identity theft protection services for seniors, thanks to their features, customer service, and remediation services. All three include lower starting prices, additional device security, and end-to-end identity restoration. Dive in with us to see which identity theft protection company is best for you.
| Service | 
| 
|
|
| Monthly price | Starts at $8.29/mo for first yr | Starts at $9.00/mo (billed annually) | Starts at $14.95/mo |
| ID theft insurance | Up to $3 million | Up to $1 million | Up to $1 million |
| Senior discount | Yes — up to 56% | ||
| Credit monitoring | |||
| Identity recovery | |||
| Details | Get LifeLock Read LifeLock Review |
Get Aura Read Aura Review |
Read ID Watchdog Review |
Top-rated identity theft protection service
Provides up to $3 million in coverage
Multiple monitoring features including dark web, home title, and social media monitoring
Norton LifeLock is best for anyone looking for a good value identity protection service that’s worth it. Lifelock has many features in all three pricing tiers with a low cost for the first year.
Lifelock also offers the most identity theft insurance out of our three picks, starting at up to $1.05 million in coverage with the Standard plan through up to $3 million in coverage with the Ultimate Plus plan. This means you’re getting a lot of bang for your buck.
LifeLock is a Norton product, and that brand recognition comes with a certain level of trust. It has the highest individual identity theft insurance coverage of any of the protection plans here, especially so if you opt for Ultimate Plus.
We also loved that it came with a plan that included two adults and no children. You can also add on device protection like a virtual private network (VPN) or antivirus software for an additional charge.
LifeLock monitoring dashboard /images/2023/05/05/lifelock-identity-theft-protection_09.jpg)
In addition, Norton LifeLock lets you choose to pay monthly or yearly, making it feasible for almost all budgets. You can a;sp enjoy all of the Norton products in one convenient portal. Norton’s services are customizable, depending on what you need, with its Ultimate Plus plan including reports from all three major credit bureaus and home title monitoring for complete coverage.
The introductory price for LifeLock is good, but once you get past the first year, it auto-renews at a higher price. (The renewal prices are listed on each plan, so you know what it will cost.) Also, renewal is automatic, so you’ll need to set a reminder to either cancel or remember that the second-year price is coming out of your account on the date of purchase.
Plan ahead of time with a reminder or calendar note to avoid being blindsided by a price increase.
| Plan | LifeLock Standard | LifeLock Advantage | LifeLock Ultimate Plus |
| Plans paid annually | Starts at $8.29/mo for first yr | Starts at $15.99/mo for first yr | Starts at $24.99/mo for first yr |
| Plans paid monthly | Starts at $11.99/mo for first yr | Starts at $22.99/mo for first yr | Starts at $34.99/mo for first yr |
| Senior discount | |||
| Credit monitoring | Yes — 1 bureau | Yes — 1 bureau | Yes — 3 bureaus |
| Identity recovery | |||
| Learn more | View Plan | View Plan | View Plan |
Read Our Norton LifeLock Review
Excellent identity theft protection service
Includes a password manager and VPN
Robust tools for children’s security
Aura is best for anyone who wants to protect their devices and their identity. All Aura plans come with antivirus, a VPN, a vault to store your passwords and files, and safe browsing tools to protect you from phishing for up to 10 devices per adult along with a full kit of identity theft monitoring tools.
And since Aura also includes up to a 56% senior discount, it’s like buying a full security suite for your identity and devices at a discounted price. All of this together is meant to help keep seniors safe online.
With an antivirus, VPN, and password manager built-in, even the most expensive Aura plan stands to save you money in the long run while protecting you from hackers and scammers. It also offers a free 14-day trial to determine if the service is for you. Pair all of this with the 53% to 56% senior discount, and you’ll be paying less for these services than if you purchased them separately.
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If you live in a multi-generational household, the family plan includes protections for kids, including Aura Parental Controls, safe gaming, and cyberbullying alerts. We also like that there’s an option for couples without kids. Many other identity protection services don’t offer protection for more than one adult without including children. If you want to cover you and your partner without children, the couples plan gives you that option.
The registered sex offenders list is only available with the family plan. Offenders can target anyone, not just children, so we aren’t sure why this wouldn’t be an across-the-board feature.
Since the registered offender lists are available from a Department of Justice (DoJ) website, it wasn’t a deal breaker. But with so many extras included in Aura, we’re not sure why this one was left out.
| Plan | Aura Individual |
Aura Couple |
Aura Family |
| Plans paid annually | $9.00/mo (billed annually) | $17.00/mo (billed annually) | $25.00/mo (billed annually) |
| Plans paid monthly | $15.00/mo | $29.00/mo | $50.00/mo |
| Senior discount | Yes — 54% | Yes — 56% | Yes — 53% |
| Credit monitoring | Yes — 3 bureaus | Yes — 3 bureaus | Yes — 3 bureaus |
| Identity recovery | |||
| Learn more | View Plan | View Plan | View Plan |
Comprehensive identity restoration services
Additional premium features like a VPN and password manager
ID Watchdog is best for anyone who wants a team of professionals working on identity restoration from end to end. With ID Watchdog’s fully managed identity restoration service, it doesn’t just assist you in restoring your identity. This service handles every aspect of your identity restoration to completion. If the idea of calling creditors and dealing with the IRS doesn’t thrill you, this may be the service for you.
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ID Watchdog gets granular with each of its protection features. There’s support for 401(k) theft and subprime loan monitoring, which are any loans that occur outside a normal banking environment. Most ID theft prevention services monitor financial accounts like banks and credit cards, but personal loans and rent-to-own agreements can be made outside of these institutions. ID Watchdog monitors all of it.
In addition, ID Watchdog allows customizable alert options. That means you can choose how you’ll be alerted and the device where you’ll receive alerts. You also have the option to share alerts with other adult family members. If you have a family member who shares in your monetary decisions, you can easily keep them in the know.
We didn’t love the lack of financial account monitoring. Alerts aren’t really available with Select either. It’s a very pared-down plan that only helps with recovery if your identity is compromised rather than helping prevent or catch it.
And unlike LifeLock and Aura, ID Watchdog doesn't offer a plan for just couples. So you for couples without children, it may not be the most feasible option.
| Plan | ID Watchdog Select |
ID Watchdog Premium |
| Annual plan price | $150.00/yr ($12.50/mo) | $220.00/yr ($18.33/mo) |
| Monthly price | $14.95/mo | $21.95/mo |
| Senior discount | ||
| Credit monitoring | Yes — 1 bureau | Yes — 3 bureaus |
| Identity recovery |
Identity Guard, IDShield, and Privacy Guard are three more identity theft protection services that offer a variety of features and price points. If you aren't sold on our top three, check out these options:
We looked at issues that may be important to different people over the age of 60. While family plans tend to include children and there are multigenerational households where this may apply, we chose to focus on identity theft protection plans for individuals or couples. Comprehensive identity restoration was high on the list as well as 24/7 customer service.
Other features we found important include:
If none of the options we listed suit your needs, there are questions you should ask when exploring other identity theft prevention services. Consider what’s important to you, your budget, and your overall comfortability with navigating remediation if you ever need it.
Let’s look at a few of the questions you should consider when shopping for ID protection:
Home Title Lock starts at $19.95/mo but drops to around $16.50/mo if you buy an Annual or 4-year plan. Home Title Lock protects against home title theft and nothing else. There are no identity and credit monitoring guides and no remediation if your data is used fraudulently.
Yes, AAA partnered with ProtectMyID for ID theft protection for customers. The Essential Plan is free for all AAA members, while the Deluxe Plan is about $11 a month and the Platinum Plan is about $16 a month.
While we couldn’t find an AARP endorsement for any specific identity protection service, AARP offers a Fraud Watch Network for members. The organization offers information, support, and reporting features to help members stay secure.
No, Norton LifeLock doesn't offer a senior discount. It's one of the lower-priced identity theft protection options on the market, but the price increases after the first year. Aura identity protection services offer at least a 53% senior discount on products and services.
Norton LifeLock, Aura, and ID Watchdog are three of the best ID theft protection services for seniors because of their prices and offerings. While there is a myriad of services across the internet, these three provide bonus features like additional device security and couples plans. Each option here makes protecting your identity a little easier and can help with identity theft losses.
If you're looking for more options or features to protect against fraud and cybercrime, check out our guide to the best identity protection companies for services that offer extra security.
| Starting price | Best for | Learn more | |
Norton LifeLock |
Starts at $8.29/mo for first yr | Best for first year pricing | Get LifeLock
Read Norton LifeLock Review |
Aura |
Starts at $9.00/mo (billed annually) | Best for additional device security | Get Aura Read Our Aura Review |
ID Watchdog |
Starts at $14.95/mo | Best for comprehensive identity restoration | Read ID Watchdog Review |
Top-rated identity theft protection service
Provides up to $3 million in coverage
Multiple monitoring features including dark web, home title, and social media monitoring
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