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Best for Additional Device Security
Best for Comprehensive ID Restoration
Identity theft prevention services can help you monitor and even repair your identity and credit if your info is ever used fraudulently. But it’s difficult to know which one is the best for you.
We chose Norton LifeLock, Aura, and ID Watchdog as the best identity theft protection services for seniors, thanks to their features, customer service, and remediation services. All three include lower starting prices, additional device security, and end-to-end identity restoration. Dive in with us to see which identity theft protection company is best for you.
Norton LifeLock: Best for first year pricing
Aura: Best for additional device security
ID Watchdog: Best for comprehensive identity restoration
Honorable mentions
How we tested the best identity theft protection for seniors
How to choose the best identity theft protection service for seniors
Best identity theft protection for seniors FAQs
Bottom line: The best ID theft protection for seniors
The best identity theft protection services for seniors
- Norton LifeLock: Best first year pricing
- Aura: Best for additional device security
- ID Watchdog: Best for comprehensive identity restoration
Top 3 identity theft protection services for seniors compared
Service | |||
Monthly price | Starts at $7.50/mo (billed annually) for first year | Starts at $9.00/mo (billed annually) | Starts at $14.95/mo |
ID theft insurance | Up to $3 million | Up to $1 million | Up to $1 million |
Senior discount | Yes — up to 56% | ||
Credit monitoring | |||
Identity recovery | |||
Details | Get LifeLock Read LifeLock Review |
Get Aura Read Aura Review |
Read ID Watchdog Review |
Norton LifeLock: Best for first year pricing
Who it’s best for
Norton LifeLock is best for anyone looking for a good value identity protection service that’s worth it. Lifelock has many features in all three pricing tiers with a low cost for the first year.
Lifelock also offers the most identity theft insurance out of our three picks, starting at up to $1.05 million in coverage with the Standard plan through up to $3 million in coverage with the Ultimate Plus plan. This means you’re getting a lot of bang for your buck.
Norton LifeLock pros and cons
- Up to $3 million in ID theft insurance with Ultimate Plus plan
- Cybersecurity option with malware and phishing protection
- 60-day money-back guarantee
- Cost increases after first year
What we liked
LifeLock is a Norton product, and that brand recognition comes with a certain level of trust. It has the highest individual identity theft insurance coverage of any of the protection plans here, especially so if you opt for Ultimate Plus.
We also loved that it came with a plan that included two adults and no children. You can also add on device protection like a virtual private network (VPN) or antivirus software for an additional charge.
In addition, Norton LifeLock lets you choose to pay monthly or yearly, making it feasible for almost all budgets. You can a;sp enjoy all of the Norton products in one convenient portal. Norton’s services are customizable, depending on what you need, with its Ultimate Plus plan including reports from all three major credit bureaus and home title monitoring for complete coverage.
What we didn’t like
The introductory price for LifeLock is good, but once you get past the first year, it auto-renews at a higher price. (The renewal prices are listed on each plan, so you know what it will cost.) Also, renewal is automatic, so you’ll need to set a reminder to either cancel or remember that the second-year price is coming out of your account on the date of purchase.
Plan ahead of time with a reminder or calendar note to avoid being blindsided by a price increase.
Norton LifeLock prices
Plan | LifeLock Standard | LifeLock Advantage | LifeLock Ultimate Plus |
Plans paid annually | Starts at $7.50/mo (billed annually) for first year | Starts at $14.99/mo (billed annually) for first year | Starts at $19.99/mo (billed annually) for first year |
Plans paid monthly | Starts at $11.99/mo for first yr | Starts at $22.99/mo for first yr | Starts at $34.99/mo for first yr |
Senior discount | |||
Credit monitoring | Yes — 1 bureau | Yes — 1 bureau | Yes — 3 bureaus |
Identity recovery | |||
Learn more | View Plan | View Plan | View Plan |
Read Our Norton LifeLock Review
Aura: Best for additional device security
Who it’s best for
Aura is best for anyone who wants to protect their devices and their identity. All Aura plans come with antivirus, a VPN, a vault to store your passwords and files, and safe browsing tools to protect you from phishing for up to 10 devices per adult along with a full kit of identity theft monitoring tools.
And since Aura also includes up to a 56% senior discount, it’s like buying a full security suite for your identity and devices at a discounted price. All of this together is meant to help keep seniors safe online.
Aura pros and cons
- 14-day free trial
- White glove fraud remediation
- Senior discount
- Offenders list only available with the family plan
What we liked
With an antivirus, VPN, and password manager built-in, even the most expensive Aura plan stands to save you money in the long run while protecting you from hackers and scammers. It also offers a free 14-day trial to determine if the service is for you. Pair all of this with the 53% to 56% senior discount, and you’ll be paying less for these services than if you purchased them separately.
If you live in a multi-generational household, the family plan includes protections for kids, including Aura Parental Controls, safe gaming, and cyberbullying alerts. We also like that there’s an option for couples without kids. Many other identity protection services don’t offer protection for more than one adult without including children. If you want to cover you and your partner without children, the couples plan gives you that option.
What we didn’t like
The registered sex offenders list is only available with the family plan. Offenders can target anyone, not just children, so we aren’t sure why this wouldn’t be an across-the-board feature.
Since the registered offender lists are available from a Department of Justice (DoJ) website, it wasn’t a deal breaker. But with so many extras included in Aura, we’re not sure why this one was left out.
Aura prices
Plan | Aura Individual |
Aura Couple |
Aura Family |
Plans paid annually | $9.00/mo (billed annually) | $17.00/mo (billed annually) | $25.00/mo (billed annually) |
Plans paid monthly | $15.00/mo | $29.00/mo | $50.00/mo |
Senior discount | Yes — 54% | Yes — 56% | Yes — 53% |
Credit monitoring | Yes — 3 bureaus | Yes — 3 bureaus | Yes — 3 bureaus |
Identity recovery | |||
Learn more | View Plan | View Plan | View Plan |
ID Watchdog: Best for comprehensive identity restoration
Who it’s best for
ID Watchdog is best for anyone who wants a team of professionals working on identity restoration from end to end. With ID Watchdog’s fully managed identity restoration service, it doesn’t just assist you in restoring your identity. This service handles every aspect of your identity restoration to completion. If the idea of calling creditors and dealing with the IRS doesn’t thrill you, this may be the service for you.
ID Watchdog pros and cons
- Comprehensive identity restoration services
- Customizable alert and notification options
- Additional premium features like a VPN and password manager
- Lack of financial account monitoring
What we liked
ID Watchdog gets granular with each of its protection features. There’s support for 401(k) theft and subprime loan monitoring, which are any loans that occur outside a normal banking environment. Most ID theft prevention services monitor financial accounts like banks and credit cards, but personal loans and rent-to-own agreements can be made outside of these institutions. ID Watchdog monitors all of it.
In addition, ID Watchdog allows customizable alert options. That means you can choose how you’ll be alerted and the device where you’ll receive alerts. You also have the option to share alerts with other adult family members. If you have a family member who shares in your monetary decisions, you can easily keep them in the know.
What we didn’t like
We didn’t love the lack of financial account monitoring. Alerts aren’t really available with Select either. It’s a very pared-down plan that only helps with recovery if your identity is compromised rather than helping prevent or catch it.
And unlike LifeLock and Aura, ID Watchdog doesn't offer a plan for just couples. So you for couples without children, it may not be the most feasible option.
ID Watchdog prices
Plan | ID Watchdog Select |
ID Watchdog Premium |
Annual plan price | $150.00/yr ($12.50/mo) | $220.00/yr ($18.33/mo) |
Monthly price | $14.95/mo | $21.95/mo |
Senior discount | ||
Credit monitoring | Yes — 1 bureau | Yes — 3 bureaus |
Identity recovery |
Honorable mentions
Identity Guard, IDShield, and Privacy Guard are three more identity theft protection services that offer a variety of features and price points. If you aren't sold on our top three, check out these options:
- Identity Guard: Identity Guard has one of the most affordable basic plans we’ve seen, coming in at around $7.50 a month for an individual plan. It also includes a password manager, which saves you an additional fee if you already use that service. We were also impressed that Identity Guard immediately requested our data be deleted by data broker sites that access public records and sell personal information to anyone, including identity thieves. We didn’t have to opt-in to that feature as it worked automatically. Additionally, Identity Guard had many customer support options that would work for any communication style.
- IDShield: We like that IDShield includes the full suite of identity protection features with all of its plans. It's also one of the more affordable services, all you need to do is decide if you want one-bureau credit monitoring or three-bureau credit monitoring.
- PrivacyGuard: PrivacyGuard is good at what it does. When we reviewed it, we found the features helpful and the dashboard well laid out. It does offer reports from all three bureaus and has a comprehensive list of features like monitoring your driver’s license for misuse and including children’s Social Security number (SSN) monitoring for free.
How we tested the best identity theft protection for seniors
We looked at issues that may be important to different people over the age of 60. While family plans tend to include children and there are multigenerational households where this may apply, we chose to focus on identity theft protection plans for individuals or couples. Comprehensive identity restoration was high on the list as well as 24/7 customer service.
Other features we found important include:
- Price
- Credit monitoring services
- Fraud alerts
- Identity theft insurance
- Remediation for victims of identity theft
- Stolen wallet protection
- Financial account monitoring like payday loans or private loan providers
- New account alerts
- Monthly credit scores
How to choose the best identity theft protection service for seniors
If none of the options we listed suit your needs, there are questions you should ask when exploring other identity theft prevention services. Consider what’s important to you, your budget, and your overall comfortability with navigating remediation if you ever need it.
Let’s look at a few of the questions you should consider when shopping for ID protection:
- How much does it cost?
- Does it alert you to data breaches?
- Will it alert you to address changes?
- Does it monitor credit reports from all three credit bureaus: Experian, TransUnion, and Equifax?
- Is there dark web monitoring?
- Will it monitor court records for your name?
- How often does it provide credit score updates?
- Does it monitor suspicious activity on bank accounts or investment accounts?
- Does it assist with identity recovery?
- Does it provide identity theft insurance and, if so, how much? (Up to $1 million is most common.)
- Is the service’s mobile app encrypted with AES-256?
- Does it offer apps for the devices and operating systems you use?
- Does its privacy policy state it doesn’t sell data?
- Will it scan for social media scams and fraud?
Best identity theft protection for seniors FAQs
How much does Home Title Lock cost?
Home Title Lock starts at $19.95/mo but drops to around $16.50/mo if you buy an Annual or 4-year plan. Home Title Lock protects against home title theft and nothing else. There are no identity and credit monitoring guides and no remediation if your data is used fraudulently.
Does AAA offer identity theft protection?
Yes, AAA partnered with ProtectMyID for ID theft protection for customers. The Essential Plan is free for all AAA members, while the Deluxe Plan is about $11 a month and the Platinum Plan is about $16 a month.
What identity protection does AARP recommend?
While we couldn’t find an AARP endorsement for any specific identity protection service, AARP offers a Fraud Watch Network for members. The organization offers information, support, and reporting features to help members stay secure.
Does LifeLock have a senior discount?
No, Norton LifeLock doesn't offer a senior discount. It's one of the lower-priced identity theft protection options on the market, but the price increases after the first year. Aura identity protection services offer at least a 53% senior discount on products and services.
Bottom line: The best ID theft protection for seniors
Norton LifeLock, Aura, and ID Watchdog are three of the best ID theft protection services for seniors because of their prices and offerings. While there is a myriad of services across the internet, these three provide bonus features like additional device security and couples plans. Each option here makes protecting your identity a little easier and can help with identity theft losses.
If you're looking for more options or features to protect against fraud and cybercrime, check out our guide to the best identity protection companies for services that offer extra security.
3 best ID theft protection services for seniors 2024
Starting price | Best for | Learn more | |
Norton LifeLock |
Starts at $7.50/mo (billed annually) for first year | Best for first year pricing | Get LifeLock
Read Norton LifeLock Review |
Aura |
Starts at $9.00/mo (billed annually) | Best for additional device security | Get Aura Read Our Aura Review |
ID Watchdog |
Starts at $14.95/mo | Best for comprehensive identity restoration | Read ID Watchdog Review |