The Best Identity Theft Protection for Seniors 2025

Identity theft is a problem plaguing a lot of seniors between phishing and scam instances rising and poor data management practices by providers. Seniors become a target. Identity theft prevention services can help you monitor and even repair your identity and credit if your info is ever used fraudulently. But it’s difficult to know which one is the best for you.

We chose Aura, Norton LifeLock, Guardio, and Omniwatch as the best identity theft protection services for seniors, thanks to useful features, variety of plans, and remediation services. We think Aura is best overall because it's a robust "set-and-forget" service that doesn't require much to get started. 

Let's dive in to see which identity theft protection company is best for you.

The best identity theft protection services for seniors

• Aura: Best overall
• Norton LifeLock: Best ID theft insurance
• Guardio: Best for lightweight protection
• OmniWatch: Best for individuals

Top 4 identity theft protection services for seniors compared

Aura: Best for additional device security

Who it’s best for

Aura is best for anyone who wants to easily protect their devices and their identity. All Aura plans come with antivirus, a basic VPN, a vault to store your passwords and files, and safe browsing tools to protect you from phishing for up to 10 devices per adult, along with a full kit of identity theft monitoring tools.

And since Aura also includes up to a 68% senior discount, it’s like buying a full security suite for your identity and devices at a discounted price. All of this together is meant to help keep seniors safe online.

What we liked

Full cybersecurity suite: As a robust cybersecurity suite, Aura can save you money in the long run while protecting you from hackers and scammers. In addition to identity theft protection, insurance, and remediation, all Aura plans include real-time antivirus protection, a password manager, light data removal services, 3-bureau credit monitoring, dark web monitoring, and a toggle on/off VPN. We've found that credit monitoring goes hand-in-hand with solid identity theft protection services.

Risk-free: Aura offers a 60-day money-back guarantee to determine if the service is for you. Aura includes seniors (and children) living at different residences in family plans. This allows you to sign up for one monthly price that covers everyone, even if they don't live under the same roof.

Versatile plans: If you live in a multi-generational household, the family plan includes protections for kids, including parental controls, Safe Gaming, and cyberbullying alerts. We also like that there’s an option for couples without kids. Many other identity protection services don’t offer protection for more than one adult without including children. If you want to cover you and your partner without children, the couples plan gives you that option.

What we didn’t like

Offenders list availability: The registered sex offenders list is only available with the family plan. Offenders can target anyone, not just children, so we aren’t sure why this wouldn’t be an across-the-board feature. 

Since the registered offender lists are available from a Department of Justice (DoJ) website, it wasn’t a deal breaker. But with so many extras included in Aura, we’re not sure why this one was left out.

Aura pros and cons

Norton LifeLock: Best for ID theft insurance

Who it’s best for

LifeLock by Norton is best for anyone looking for a good value identity protection service that's worth it. Lifelock has many features in all three pricing tiers with a low cost for the first year. 

Lifelock also offers the most identity theft insurance out of our three picks, starting at up to $1.05 million in coverage with the Standard plan through up to $3 million in coverage with the Ultimate Plus plan. This means you’re getting a lot of bang for your buck.

What we liked

Brand reliability: LifeLock is a Norton product, and brand recognition comes with a certain level of trust. It has the highest individual identity theft insurance coverage of any of the protection plans here, especially so if you opt for Ultimate Plus. 

Couples plans: We also loved that it came with a plan that included two adults and no children. You can also add on device protection like a virtual private network (VPN) or antivirus software for an additional charge.

Payment flexibility: Norton LifeLock lets you choose to pay monthly or yearly, making it feasible for almost all budgets. You can enjoy all of the Norton products in one convenient portal. Norton’s services are customizable, depending on what you need, with its Ultimate Plus plan including reports from all three major credit bureaus and home title monitoring for complete coverage.

What we didn’t like

Price hikes: The introductory price for LifeLock is good, but once you get past the first year, it auto-renews at a higher price. (The renewal prices are listed on each plan, so you know what it will cost.) Also, renewal is automatic, so you’ll need to set a reminder to either cancel or remember that the second-year price is coming out of your account on the date of purchase.

Norton LifeLock pros and cons

Guardio: Best for lightweight protection

Who it’s best for

Guardio is a user-friendly identity protection product that's relatively easy to use and won't weigh down your computer. Lightweight protection means you won't notice it running, your machine won't lag, and you won't get that weird processing icon that tells you the computer is thinking too hard. Less glitching means less need to contact customer service. 

What we liked

Free plan: Guardio Free offers basic browsing protection. You'll get suspicious site detection, on-demand scans, phishing alerts on limited sites, and a history of personal data leaks. If you've clicked on your share of scammy websites, Guardio can help you avoid them in the future.

Consistent pricing: A lot of competitors offer a lower starting price but then increase it upon renewal. Guardio doesn't do that. If Guardio chooses to raise prices, the company will contact you. Unless they announce it, you can expect the same pricing structure year after year.

Security: In our testing, Guardio did a fantastic job protecting against phishing, but it also protected us against malware. We were genuinely surprised. 

What we didn’t like

Upgrades needed: If you're using the free product, you'll have to upgrade to remove any issues Guardio may find. The free plan still protects you against suspicious sites and scammy websites, but any malware scans that turn up issues will need an upgrade to resolve.

Guardio pros and cons

OmniWatch: Best for individuals

Who it’s best for

OmniWatch doesn't include a family plan, but its individual plan is comprehensive. If you're a single person living alone, this plan has everything you may need to guard your identity. Pricing is reasonable, and there are useful features like antivirus and a virtual private network.

What we liked

Insurance premiums: OmniWatch offers up to $2 million, whereas many other identity theft protection products offer $1 million. The insurance will repay any financial accounts that may have been hacked or lost funds due to identity theft. Finally, customer care is US-based, so they understand the unique aspects of US financial and identity data.

Organized alerts: OmniWatch lets you view your alerts by category or all together. If you want to see only your credit alerts, you can filter everything else out. If you want to see everything together, you have that option as well. 

What we didn’t like

Dark web only: OmniWatch only monitors the dark web for identity theft. While the dark web is a hotbed of activity, identity theft happens in a variety of places. 

OmniWatch pros and cons

How to choose the best identity theft protection service for seniors

If none of the options we listed suit your needs, there are questions you should ask when exploring other identity theft prevention services. Consider what’s important to you, your budget, and your overall comfortability with navigating remediation if you ever need it.

Let’s look at a few of the questions you should consider when shopping for ID protection:

• How much does it cost?
• Does it alert you to data breaches?
• Will it alert you to address changes?
• Does it monitor credit reports from all three credit bureaus: Experian, TransUnion, and Equifax?
• Is there dark web monitoring?
• Will it monitor court records for your name?
• How often does it provide credit score updates?
• Does it monitor suspicious activity on bank accounts or investment accounts?
• Does it assist with identity recovery?
• Does it provide identity theft insurance and, if so, how much? (Up to $1 million is most common.)
• Is the service’s mobile app encrypted with AES-256?
• Does it offer apps for the devices and operating systems you use?
• Does its privacy policy state it doesn’t sell data?
• Will it scan for social media scams and fraud?

FAQs

Bottom line: The best ID theft protection for seniors

Aura, Norton LifeLock, Guardio, and OmniWatch are four of the best ID theft protection services for seniors because of their prices and offerings. While there is a myriad of services across the internet, these four provide bonus features like additional device security, couples plans, free options, and individual plans for seniors living by themselves. Each option here makes protecting your identity a little easier and can help with identity theft losses.

Overall, we think Aura offers the best protection plan based on ease of use, price, and perks, including a full "set-and-forget" cybersecurity suite. 

If you're looking for more options or features to protect against fraud and cybercrime, check out our guide to the best identity protection companies for services that offer extra security.

4 best ID theft protection services for seniors 2025