The Best Identity Theft Protection for Seniors 2024

Your personal information doesn’t just live on the dark web — data brokers collect and sell your data to sites all over the internet. But these identity protection services can monitor and protect your name.
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Best First Year Pricing

4.9
Editorial Rating
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On LifeLock's website

LifeLock
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Best for Additional Device Security

4.9
Editorial Rating
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On Aura Identity Theft's website

Aura Identity Theft
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Best for Comprehensive ID Restoration

4.9
Editorial Rating
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On ID Watchdog's website

ID Watchdog
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Identity theft prevention services can help you monitor and even repair your identity and credit if your info is ever used fraudulently. But it’s difficult to know which one is the best for you.

We chose Norton LifeLock, Aura, and ID Watchdog as the best identity theft protection services for seniors, thanks to useful features, customer service, and remediation services. All three include lower starting prices, additional device security, and end-to-end identity restoration. Dive in with us to see which identity theft protection company is best for you.

In this article
The best identity theft protection services for seniors
How we tested the best identity theft protection for seniors
Norton LifeLock: Best for first year pricing
Aura: Best for additional device security
ID Watchdog: Best for comprehensive identity restoration
How to choose the best identity theft protection service for seniors
FAQs
Bottom line: The best ID theft protection for seniors

The best identity theft protection services for seniors

Top 3 identity theft protection services for seniors compared

Service
Starting price Starts at $7.50/mo (billed annually) for first year Starts at $9.00/mo (billed annually) Starts at $14.95/mo
ID theft insurance Up to $3 million Up to $1 million Up to $1 million
Senior discount
Types of identity monitoring Identity and SSN, dark web, phone takeover, home title, social media Credit, SSN, Home & auto title, Criminal & court records, lost wallet remediation Credit, SSN, dark web, public records, change of address
Credit monitoring
Identity restoration services
Extras Data removal services Safe Gaming, Antivirus, VPN, Password manager, Parental controls, AI spam call & message protection Registered offender monitoring, antivurs, VPN, password manager, phishing and malware alerts, dark web, social media, and more
Details Get LifeLock
Read LifeLock Review
Get Aura
Read Aura Review
Read ID Watchdog Review

How we test and rate identity theft protection services

To review identity theft protection services, we sign up for the service several days prior to our review. This allows the service time to begin populating our dashboard with identity and credit monitoring information and send us real-time alerts. During this time, we also evaluate the service's ease of use, contact customer support, and play around with the extra features. 

After spending some time with the service, we use our proprietary grading rubric which calculates a star rating based on prices, identity monitoring features, credit features, and other criteria. 

To learn more about how we test, check out our full ID theft testing methodology here.

Norton LifeLock: Best for first year pricing

4.9
Editorial Rating
Learn More
On LifeLock's website
Identity Protection
LifeLock
Up to 52% off first year when paid annually
  • Top-rated identity theft protection service
  • Provides up to $3 million in coverage
  • Multiple monitoring features including dark web, home title, and social media monitoring

Who it’s best for

Norton LifeLock is best for anyone looking for a good value identity protection service that’s worth it. Lifelock has many features in all three pricing tiers with a low cost for the first year. 

Lifelock also offers the most identity theft insurance out of our three picks, starting at up to $1.05 million in coverage with the Standard plan through up to $3 million in coverage with the Ultimate Plus plan. This means you’re getting a lot of bang for your buck.

What we liked

LifeLock is a Norton product, and that brand recognition comes with a certain level of trust. It has the highest individual identity theft insurance coverage of any of the protection plans here, especially so if you opt for Ultimate Plus. 

We also loved that it came with a plan that included two adults and no children. You can also add on device protection like a virtual private network (VPN) or antivirus software for an additional charge.

You can access your dashboard after logging in to your account on the LifeLock website.

LifeLock monitoring dashboard


In addition, Norton LifeLock lets you choose to pay monthly or yearly, making it feasible for almost all budgets. You can a;sp enjoy all of the Norton products in one convenient portal. Norton’s services are customizable, depending on what you need, with its Ultimate Plus plan including reports from all three major credit bureaus and home title monitoring for complete coverage.

What we didn’t like

The introductory price for LifeLock is good, but once you get past the first year, it auto-renews at a higher price. (The renewal prices are listed on each plan, so you know what it will cost.) Also, renewal is automatic, so you’ll need to set a reminder to either cancel or remember that the second-year price is coming out of your account on the date of purchase.

Heads-up: Your LifeLock plan automatically renews

Plan ahead of time with a reminder or calendar note to avoid being blindsided by a price increase.

Norton LifeLock pros and cons

Pros
  • Up to $3 million in ID theft insurance with Ultimate Plus plan
  • Cybersecurity option with malware and phishing protection
  • 60-day money-back guarantee
Cons
  • Cost increases after first year

Aura: Best for additional device security

4.9
Editorial Rating
Learn More
On Aura Identity Theft's website
Identity Protection
Aura Identity Theft
  • Excellent identity theft protection service
  • Includes a password manager and VPN
  • Robust tools for children’s security

Who it’s best for

Aura is best for anyone who wants to protect their devices and their identity. All Aura plans come with antivirus, a VPN, a vault to store your passwords and files, and safe browsing tools to protect you from phishing for up to 10 devices per adult along with a full kit of identity theft monitoring tools.

And since Aura also includes up to a 56% senior discount, it’s like buying a full security suite for your identity and devices at a discounted price. All of this together is meant to help keep seniors safe online.

What we liked

With an antivirus, VPN, and password manager built-in, even the most expensive Aura plan stands to save you money in the long run while protecting you from hackers and scammers. It also offers a free 14-day trial to determine if the service is for you. Aura also includes seniors (and children) living at different residences in family plans. This allows you to sign up for one monthly price that covers everyone even if they don't live under the same roof.

Aura includes an encrypted Vault for storing personal data and passwords, and it also scans the dark web for your info.

If you live in a multi-generational household, the family plan includes protections for kids, including Aura Parental Controls, safe gaming, and cyberbullying alerts. We also like that there’s an option for couples without kids. Many other identity protection services don’t offer protection for more than one adult without including children. If you want to cover you and your partner without children, the couples plan gives you that option.

What we didn’t like

The registered sex offenders list is only available with the family plan. Offenders can target anyone, not just children, so we aren’t sure why this wouldn’t be an across-the-board feature. 

Since the registered offender lists are available from a Department of Justice (DoJ) website, it wasn’t a deal breaker. But with so many extras included in Aura, we’re not sure why this one was left out.

Aura pros and cons

Pros
  • 14-day free trial
  • White glove fraud remediation
  • Senior discount
Cons
  • Offenders list only available with the family plan

ID Watchdog: Best for comprehensive identity restoration

4.9
Editorial Rating
Learn More
On ID Watchdog's website
Identity Protection
ID Watchdog
  • Comprehensive identity restoration services
  • Additional premium features like a VPN and password manager
  • Lack of financial account monitoring

Who it’s best for

ID Watchdog is best for anyone who wants a team of professionals working on identity restoration from end to end. With ID Watchdog’s fully managed identity restoration service, it doesn’t just assist you in restoring your identity. This service handles every aspect of your identity restoration to completion. If the idea of calling creditors and dealing with the IRS doesn’t thrill you, this may be the service for you.

ID Watchdog offers 24/7 customer support, dedicated resolution specialists, and up to $1 million in identity theft insurance.

What we liked

ID Watchdog gets granular with each of its protection features. There’s support for 401(k) theft and subprime loan monitoring, which are any loans that occur outside a normal banking environment. Most ID theft prevention services monitor financial accounts like banks and credit cards, but personal loans and rent-to-own agreements can be made outside of these institutions. ID Watchdog monitors all of it.

In addition, ID Watchdog allows customizable alert options. That means you can choose how you’ll be alerted and the device where you’ll receive alerts. You also have the option to share alerts with other adult family members. If you have a family member who shares in your monetary decisions, you can easily keep them in the know.

ID Watchdog lets you share alerts with other family members to easily keep everyone in the know.

What we didn’t like

We didn’t love the lack of financial account monitoring. Alerts aren’t really available with Select either. It’s a very pared-down plan that only helps with recovery if your identity is compromised rather than helping prevent or catch it.

And unlike LifeLock and Aura, ID Watchdog doesn't offer a plan for just couples. So you for couples without children, it may not be the most feasible option.

ID Watchdog pros and cons

Pros
  • Comprehensive identity restoration services
  • Customizable alert and notification options
  • Additional premium features like a VPN and password manager
Cons
  • Lack of financial account monitoring

How to choose the best identity theft protection service for seniors

If none of the options we listed suit your needs, there are questions you should ask when exploring other identity theft prevention services. Consider what’s important to you, your budget, and your overall comfortability with navigating remediation if you ever need it.

Let’s look at a few of the questions you should consider when shopping for ID protection:

  • How much does it cost?
  • Does it alert you to data breaches?
  • Will it alert you to address changes?
  • Does it monitor credit reports from all three credit bureaus: Experian, TransUnion, and Equifax?
  • Is there dark web monitoring?
  • Will it monitor court records for your name?
  • How often does it provide credit score updates?
  • Does it monitor suspicious activity on bank accounts or investment accounts?
  • Does it assist with identity recovery?
  • Does it provide identity theft insurance and, if so, how much? (Up to $1 million is most common.)
  • Is the service’s mobile app encrypted with AES-256?
  • Does it offer apps for the devices and operating systems you use?
  • Does its privacy policy state it doesn’t sell data?
  • Will it scan for social media scams and fraud?

FAQs


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How much does Home Title Lock cost?

Home Title Lock starts at $19.95/mo but drops to around $16.50/mo if you buy an Annual or 4-year plan. Home Title Lock protects against home title theft and nothing else. There are no identity and credit monitoring guides and no remediation if your data is used fraudulently.


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Does AAA offer identity theft protection?

Yes, AAA partnered with ProtectMyID for ID theft protection for customers. The Essential Plan is free for all AAA members, while the Deluxe Plan is about $11 a month and the Platinum Plan is about $16 a month.


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What identity protection does AARP recommend?

While we couldn’t find an AARP endorsement for any specific identity protection service, AARP offers a Fraud Watch Network for members. The organization offers information, support, and reporting features to help members stay secure.


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Does LifeLock have a senior discount?

No, Norton LifeLock doesn't offer a senior discount. It's one of the lower-priced identity theft protection options on the market, but the price increases after the first year. Aura identity protection services offer at least a 53% senior discount on products and services.

Bottom line: The best ID theft protection for seniors

Norton LifeLock, Aura, and ID Watchdog are three of the best ID theft protection services for seniors because of their prices and offerings. While there is a myriad of services across the internet, these three provide bonus features like additional device security and couples plans. Each option here makes protecting your identity a little easier and can help with identity theft losses.

If you're looking for more options or features to protect against fraud and cybercrime, check out our guide to the best identity protection companies for services that offer extra security.

4.9
Editorial Rating
Learn More
On LifeLock's website
Identity Protection
LifeLock
Up to 52% off first year when paid annually
  • Top-rated identity theft protection service
  • Provides up to $3 million in coverage
  • Multiple monitoring features including dark web, home title, and social media monitoring
Author Details
Mary is a seasoned cybersecurity writer with over seven years of experience. With a B.S. in Liberal Arts from Clarion University and an M.F.A. in Creative Writing from Point Park University, she educates audiences on scams, antivirus software, and more. Her passion lies in educating audiences on helpful ways to protect their data.