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Norton LifeLock is one of the best identity protection services out there. It offers plenty of prevention and recovery options paired with the highest insurance coverage. But which plan works best for you?
Keep reading to learn all about LifeLock pricing and features to identify the best package for your needs.
Is LifeLock good?
Best LifeLock plan
LifeLock price FAQs
Bottom line
How much does LifeLock cost?
LifeLock's price depends on the identity theft protection features you need. All plans include identity theft insurance, which can go up to $3 million. The three main plans are split into Individual, Family for two adults, and Family for two adults and five kids.
These pillar plans include:
- Standard: The entry-level plan starts at $7.50/mo (billed annually) for first year. It includes credit report monitoring from one of the three major credit bureaus and identity and Social Security number alerts. You can also get up to $1,050,000 in identity theft insurance.
- Advantage: This plan starts at $14.99/mo (billed annually) for first year. It increases the insurance coverage to $1,200,000. It also adds phone takeover monitoring, the Identity Lock feature, alerts on crimes in your name, and more.
- UltimatePlus: Fees begin at $19.99/mo (billed annually) for first year for a full-year subscription. This plan increases insurance coverage to $3 million and introduces other useful features. These include social media and home titling monitoring, 401(k) and investment account activity alerts, daily reports from one bureau, and annual reports from all three bureaus.
We recommend the Advantage plan to most users. It's a significant improvement over the Standard package. The Ultimate Plus plan raises the price quite a bit, but most "regular" users won't need it.
After covering the three main plans, we'll break down their different versions and their respective prices.
LifeLock Individual subscriptions
LifeLock individual subscriptions provide identity theft and credit monitoring for one person. The prices are listed in the table below.
Plan | LifeLock Standard | LifeLock Advantage | LifeLock Ultimate Plus |
First Year Pricing (Paid Annually) | $7.50/mo (billed annually) for first year
$89.99 annually Renews at $124.99/yr |
$14.99/mo (billed annually) for first year
$179.88 annually Renews at $239.99/yr |
$19.99/mo (billed annually) for first year
$239.88 annually Renews at $339.99/yr |
First Year Pricing (Paid Monthly) | $11.99 | $22.99 | $34.99 |
LifeLock's Advantage Plan adds $7.49 to your monthly fee when compared to the standard plan, but the added benefits are worth it.
You'll add $75,000 to reimburse stolen funds and personal expenses, ending with $100,000 in total coverage. You'll also get added protections, including IdentityLock (which prevents unauthorized account opening) and PayDay Loan Lock (which prevents getting payday loans in your name).
LifeLock Ultimate Plus can provide good value to homeowners and individuals who want to protect their 401(k) or investment accounts. It can also help you improve your credit with daily score reports.
LifeLock Family pricing plans
If you want to extend the protection to your partner or children, LifeLock Family plans are the best option. LifeLock offers two types of family plans: one for two adults and another for two adults and up to five children.
Plan | Annual Pay | Monthly Pay |
Standard (2 Adults) | $12.49/mo (billed annually) for first year
$149.87 annually Renews at $249.99/yr |
$23.99 |
Standard (2 Adults + 5 Children) | $18.49/mo (billed annually) for first year
$221.87 annually Renews at $359.99/yr |
$35.99 |
Advantage (2 Adults) | $23.99/mo (billed annually) for first year
$287.88 annually Renews at 479.99/yr |
$45.99 |
Advantage (2 Adults + 5 Children) | $29.99/mo (billed annually) for first year
$359.88 annually Renews at $579.99/yr |
$57.99 |
Ultimate Plus (2 Adults) | $32.99/mo (billed annually) for first year
$395.88 annually Renews at $679.99/yr |
$69.99 |
Ultimate Plus (2 Adults + 5 Children) | $38.99/mo (billed annually) for first year
$467.88 annually Renews at $799.99/yr |
$79.99 |
The price of the extra coverage for kids is pretty low, and you get up to $1,050,000 insurance per child with each plan. It's a great deal, and we recommend it to all families with children.
LifeLock features per plan
Choosing the best identity theft restoration service always comes down to finding the best features for your needs. Here's what each LifeLock Individual plan offers.
Plan | LifeLock Standard Individual | LifeLock Advantage Individual | LifeLock Ultimate Plus Individual |
Identity theft insurance | Up to $1 million for lawyers and experts
Up to $25,000 in stolen funds reimbursement Up to $25,000 in personal expense insurance |
Up to $1 million for lawyers and experts
Up to $100,000 in stolen funds reimbursement Up to $100,000 in personal expense insurance |
Up to$1 million for lawyers and experts
Up to $1 million in stolen funds reimbursement Up to $1 million in personal expense insurance |
Credit monitoring | 1 Bureau (Equifax) | 1 Bureau (Equifax) | Three Bureaus (Experian, Equifax, and TransUnion) |
SSN alerts | |||
Identity alerts | |||
USPS address change alerts | |||
Dark web monitoring | |||
Credit lock | Yes (TransUnion) | Yes (TransUnion) | |
Credit reports | Yes (Equifax) | Yes (Experian, Equifax, and TransUnion) | |
Credit score | |||
Bank/Credit account alerts | |||
Phone takeover monitoring | |||
Social media monitoring | |||
Home title monitoring | Yes | ||
401(k) and investment account alerts |
How can I pay for LifeLock?
LifeLock offers monthly and annual plans. Yearly subscriptions can save you up to 51% compared to monthly plans. Available payment options include:
- Credit cards (Visa, Discover, MasterCard, CB, and American Express)
- PayPal
- Google Pay
There's a generous 60-day money-back guarantee for annual plans. Note that subscriptions renew automatically, so you'll have to cancel them manually if you're unsatisfied.
Can I cancel My LifeLock subscription?
You can cancel a LifeLock membership online by submitting a request using the LifeLock member portal. You can also contact Member Services & Support. To avoid fees for services you don't want, cancel before your renewal billing date. If you forget, you can contact LifeLock to get help receiving a refund.
When you cancel, you'll get protection until your current subscription runs out. However, your subscription won't renew. If you purchased bundled services, including LifeLock and Norton membership bundles, you can cancel only a portion of your service or the entire plan.
You are entitled to a 60-day money-back guarantee when you first sign up for an annual plan and at each renewal term. If you sign up for a monthly plan, you'll get a 14-day refund period.
Can I use LifeLock for free?
LifeLock offers a 30-day free trial. However, you must provide a payment method when you sign up, and your free trial will convert to a subscription if you don't cancel before the trial period ends.
Is LifeLock good?
Lifelock is one of the best identity theft protection services available. Even its entry-level plan provides excellent protection. It can help you prevent the most common forms of identity theft, Social Security scams, phishing attacks, and other threats.
LifeLock also offers the help you need to recover from identity theft. It can cover your legal and expert fees, reimburse stolen funds, and cover personal expenses. With up to $3 million in coverage, you can rest easy knowing you can pay for the support you need if the worst occurs.
Best alternative to LifeLock
LifeLock is one of the best identity theft protection services, but we actually chose Aura as our top option. See how these two titans compare:
- Top-rated identity theft protection service
- Provides up to $3 million in coverage
- Multiple monitoring features including dark web, home title, and social media monitoring
- Excellent identity theft protection service
- Includes a password manager and VPN
- Robust tools for children’s security
Best Lifelock plan
Dealing with identity theft is an ordeal that can severely affect your finances and well-being. Recovery can take years, and the results are never guaranteed. In other words, you need all the help you can get. The best course of action is to be proactive and prevent identity theft from ever happening in the first place.
For many people, this means choosing at least the LifeLock Advantage plan because of the included phone takeover monitoring. The Identity Lock prevents scammers from obtaining loans in your name. Finally, alerts on crimes in your name are such a valuable addition that they merit the price increase all on their own.
If you're a homeowner or investor with money in a 401(k) or other retirement account, upgrading to the Ultimate Plan may make the most sense because it includes monitoring of these accounts and home title protection.
LifeLock price FAQs
Does LifeLock have a senior discount?
LifeLock does not offer a senior discount. However, like other customers, older Americans can save on coverage by paying for LifeLock's service annually instead of monthly.
Does Norton 360 include LifeLock?
Norton 360 offers a plan that includes LifeLock. For $99.99/yr (first year only), you can sign up for Norton 360 with LifeLock Select.
Does LifeLock freeze your credit?
LifeLock offers TransUnion credit file lock with its Advantage and Ultimate Plus plans. This is similar to a credit freeze, which prohibits anyone from opening credit in your name.
Does LifeLock protect your bank account?
LifeLock offers bank and credit account monitoring with specific plans, including the Advantage and Ultimate Plus tiers. You can take action when you receive alerts about unexpected charges or other problems.
Bottom line
LifeLock by Norton has earned its place as one of the best identity theft protection services. It focuses on both prevention and immediate recovery if your identity gets stolen. Given the value it offers, its prices are affordable. We believe the Advantage plan provides the best value for the money and should meet the needs of most users. The available plans can cover individuals, couples, and families with children.
If you want to learn more about this unique service, we recommend reading our full Norton LifeLock review and finding the best plan for you and your family.