Is McAfee Worth It in 2025?

Some computers come with McAfee pre-installed, but is it worth paying for antivirus software once the free trial ends? We break down why McAfee may be worth the cost.
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McAfee Antivirus is one of the most well-known names in digital security, but name recognition alone shouldn’t justify the cost. In an increasingly crowded antivirus market where many online protections are offered for free, the question of whether McAfee is worth paying for depends entirely on what you expect from your security suite.

What McAfee offers is scale. Its newer packages bundle device protection, identity monitoring, and scam detection into a single platform. Plus, McAfee is priced to compete with newer, more agile security apps.

We took a close look at how much McAfee costs, what’s included with each plan, and how it compares to both the free options and direct competitors. Here’s what you need to know.

Learn more about our hands-on experience testing McAfee Antivirus in our comprehensive review.

Top-Tier Protection Without the Performance Impact
4.7
Editorial Rating
Learn More
On McAfee's website
2025 Editor’s Choice
Best Unlimited Device Antivirus
Antivirus Software
McAfee
PROMOTION: Save up to $110 on annual plans
  • Premium antivirus, scam, and web protection, plus a VPN, identity monitoring, and secure password manager
  • Extremely low performance impact on devices in third-party tests
  • Top plans include protection for unlimited devices, a very rare perk

In this article
How much does McAfee cost?
What do you get with McAfee?
Top alternatives
FAQs
Bottom line: Is McAfee worth it?

How much does McAfee cost?

McAfee’s pricing structure is tied to its tiered McAfee+ product line, which is split into Basic, Essential, Premium, Advanced, and Ultimate plans.

McAfee Basic McAfee Essential McAfee+ Premium McAfee+ Advanced McAfee+ Ultimate
Price for first year $29.99/first yr $39.99/first yr $49.99/first yr $89.99/first yr $199.99/first yr
Family plan price for first year N/A N/A $69.99/first yr $119.99/first yr $249.99/first yr
Details View plan View plan View plan View plan View plan

Compared to other top antivirus brands, McAfee’s entry-level pricing is highly competitive. However, it’s worth noting that renewal rates jump significantly after the introductory period, so users should check those details before committing long term.

What makes McAfee stand out is its offer of unlimited device protection on the mid-level tiers and up. Comparatively, Norton 360 offers unlimited devices on its most expensive plan only. 

All McAfee plans include a 30-day money-back guarantee. Most also come with an optional monthly payment plan through PayPal and promotional pricing that auto-renews at a higher rate after the first year.

What do you get with McAfee?

Every McAfee plan includes antivirus protection, scam detection, a secure VPN, and a password manager. From there, the list of features grows as the price goes up.

McAfee Basic McAfee Essential McAfee+ Premium McAfee+ Advanced McAfee+ Ultimate
# devices supported 1 5 Unlimited Unlimited Unlimited
Manual and auto scan
Phishing protection
Firewall
Real-time protection
Ransomware protection
VPN
Identity monitoring and alerts
Password manager
Personal Data Cleanup
Online Account Cleanup
Social Privacy Manager
Identity theft coverage
Identity restoration
Lost wallet protection
Bank and credit card transaction monitoring
Credit monitoring
Credit score & report
Security freeze
Extras Bank account takeover monitoring, payday loan monitoring, ransomware coverage, 401(k), investment, and loan transaction monitoring, credit lock
Details View plan View plan View plan View plan View plan

McAfee+ plans explained

The Essential plan covers core antivirus and scam protection, along with basic identity monitoring and access to McAfee Safe VPN. It supports five devices but leaves out full-service cleanup tools, social media privacy controls, and broader credit monitoring. For users who want only the Essential plan but have more than five devices, the Premium plan may be perfect for you.

McAfee Antivirus dashboard
McAfee Antivirus dashboard

The more meaningful upgrade is available with the Advanced plan, which expands coverage to include McAfee identity theft protection, such as full-service personal data cleanup and credit monitoring from a single bureau. Users also gain access to monthly credit score updates, $1 million in identity theft coverage, and broader financial monitoring tools that track 401(k) accounts, loans, and everyday transactions. Scam alerts also become more robust at this tier, scanning not only emails but also texts and videos to help catch threats across various forms of communication.

McAfee identity theft monitoring
McAfee identity theft monitoring

The Ultimate tier builds on all of that with three-bureau credit monitoring, daily score updates, $2 million in identity theft coverage, and account takeover monitoring, plus extra support through McAfee Assist, their live setup service.

Across all plans, McAfee’s interface is clean, easy to navigate, and clearly segmented into three areas: device protection, online privacy, and identity safeguards. This is a welcome shift from older antivirus dashboards that buried important features behind layers of menus.

Top alternatives

McAfee sits alongside competitors like Norton, TotalAV, and Aura in the all-in-one protection category. In side-by-side comparisons, it generally holds up well in terms of features and user accessibility.

Antivirus
Price $19.00–$49.00/yr $36.00-$60.00/first yr $29.99–$299.99/first yr
# of devices protected 4 - 8 3 - 10 1 - 10
Malware scans Manual and scheduled Manual Manual and scheduled
Real-time protection
EICAR test results 3/3 2/3 3/3
Firewall
Phishing protection
Compatibility Windows, macOS, Android, iOS, Chrome, Edge, Opera, Safari Windows, macOS, Android Windows, macOS, Android, iOS
Extras Password manager, ad blocker, VPN Password manager, ad blocker, VPN, spam call and message protection Password manager, VPN, dark web monitoring, parental controls, privacy monitor, identity theft protection, cloud backup
24/7 customer support
Learn more Get TotalAV Get Aura Antivirus Get Norton 360
.

FAQs

Is McAfee free?

McAfee does have a completely free and basic antivirus tier. That being said, some HP and Dell laptops come with pre-installed full trial versions that typically offer 30 days of full access to McAfee Total Protection or a similar tier.

Do I need McAfee if I have Windows Security?

Microsoft Defender Antivirus, Microsoft’s built-in antivirus, offers solid baseline protection against malware and phishing threats. For many casual users, especially those who stick to mainstream apps and avoid suspicious links, Microsoft Defender Antivirus might be enough.

What’s better, Norton or McAfee?

Norton is our pick for the best overall antivirus software. Even still, Norton and McAfee are both established names in antivirus and have unique merits. Norton consistently delivers strong lab results in virus detection, while McAfee focuses on broader protection features and often offers a lower upfront cost.

How can I pay for McAfee?

McAfee accepts major credit cards and PayPal, with several plans offering monthly installment options. Most subscriptions renew automatically after the first term, though users can cancel the auto-renewal through their online account dashboard.

Bottom line: Is McAfee worth it?

McAfee isn’t the lightest or fastest antivirus available, but it’s one of the most comprehensive, especially at the Advanced and Ultimate levels. It combines antivirus, identity monitoring, scam protection, and privacy controls into a single platform, offering sufficient flexibility to suit both individuals and families.

That said, McAfee Total Protection isn’t for everyone. Users who simply want virus scans and minimal system impact might prefer a lightweight, free tool or an à la carte antivirus. While its scan performance is solid, it doesn’t lead the pack in raw malware detection.

McAfee makes sense if you’re looking for comprehensive protection that includes identity and privacy tools. We recommend checking out the best antivirus software to pinpoint which antivirus offers the features and device coverage you need.

Top-Tier Protection Without the Performance Impact
4.7
Editorial Rating
Learn More
On McAfee's website
2025 Editor’s Choice
Best Unlimited Device Antivirus
Antivirus Software
McAfee
PROMOTION: Save up to $110 on annual plans
  • Premium antivirus, scam, and web protection, plus a VPN, identity monitoring, and secure password manager
  • Extremely low performance impact on devices in third-party tests
  • Top plans include protection for unlimited devices, a very rare perk
Author Details
Ryan Clancy is a writer and blogger. With 5+ years of mechanical engineering experience, he's passionate about all things engineering and tech. He loves bringing tech down to a level that everyone can understand.