What Happens If You Answer A Spam Risk Call?

Answering a spam call doesn’t necessarily mean you’ll be the latest victim of identity theft. But you may be redirected to a scammer, and your phone number may be marked as a good target, opening you up to more spam calls.

Often, spam callers use phishing or smishing (SMS phishing) tactics to siphon information out of you. Accidentally sharing personal information with a scammer exposes you to several cyber threats like identity theft or financial loss. According to a 2022 spam and scam report, Americans lost $39.5 billion in phone scams alone.[1]

In this article, we cover what to do if you receive a spam call, what happens if you answer a spam call, and how to protect yourself from spam calls. With this information and a plan with one of the best identity theft protection services, you can protect yourself from phone scams and spam calls.

What happens if I’ve answered a spam call?

If you answered a spam risk call but didn’t interact with the spam caller, odds are you’re probably safe. There's no way for the scammer to infiltrate your phone by simply calling you and getting you to answer. The real threat is if you accidentally reveal personal information.

If you spoke with the scammer and believe you gave away real information about yourself, act quickly to mitigate potential consequences. Here’s what to do if you’ve overshared with an unknown caller.

1. Do not provide any more personal information.
2. Hang up as soon as you realize it’s a scammer.
3. Block the caller.
4. Report unwanted calls to your mobile carrier.
5. Monitor your credit and bank accounts for any suspicious updates.

If you notice anything weird on your accounts, including new credit inquiries or unknown charges, you may be a victim of identity and/or financial fraud. Here are your next steps:

1. Report the fraud to the Federal Trade Commission (FTC) if you think you may be the victim of financial fraud.
2. File a report with local law enforcement if you think you may be the victim of identity theft.
3. Contact your bank or financial institution.
4. Put a fraud alert on your credit report.

What are spam calls and what's the goal?

If you’ve ever received an unwanted call from an unknown caller, then you’ve been spammed. Some common examples of spam calls include telemarketers, robocalls, spoofing, and government imposter calls. So what’s their endgame?

Spam callers want to get you chatting so that you reveal personally identifiable information. With access to your personal details, spammers can hack into your online accounts or gain access to your financials. Another aim is to get you to willingly give the spam caller money through some fraudulent means. Scammers may pose as officials, charities, or businesses requesting payments or donations.

Generally, the less you interact with spam calls, the less likely you are to receive more. Answering the call flags you as a good target, potentially increasing the number of spam calls you receive.

Fortunately, there are telltale signs of a spam call. Knowing what to look for can help you protect yourself from these fraudulent callers and keep you safe online.

How to identify scam calls

Like with many other phishing scams, spam calls use the same techniques to lure victims into providing sensitive information. They use high-pressure tactics and a sense of urgency to make you think you must act immediately.

They repeatedly ask for or demand personally identifiable information, account details, or credentials. Look for these red flags to help identify potential scam calls.

• Calls labeled as Spam Risk, Potential Spam, or Scam Likely by your mobile carrier
• The use of high-pressure tactics, a sense of urgency, or limited-time offers
• Requests to “confirm” personal information
• Suspicious payment methods, like gift cards or wire transfers
• Aggressive behavior or the use of threats
• Robocalls that start with a pre-recorded number
• Claims to be a loved one in desperate need of financial assistance

How to block scam likely calls

Scammers use auto-dialing and robo-dialing techniques to call as many people as possible in a short amount of time. While there’s no way to thwart spam callers completely, there are ways to limit the number of calls you receive.

• Activate built-in phone settings like Silence Unknown Callers and Scam Likely on iOS devices and similar features on Android phones help diminish the number of calls you may receive.
• Filter spam calls or block incoming calls from unrecognized numbers through your mobile carrier.
• Check to make sure your phone number isn’t publicly visible in Google or other search engines.
• Double-check your social media profiles to ensure your number isn’t listed.
• Use a verified third-party spam-blocking app, like Aura Antivirus.
• Block the number of each spam call you receive.
• Don’t answer or call back unknown numbers.
• Don’t share your phone number with unknown parties.
• Add your phone number to the National Do Not Call Registry.
• Remove your information from data broker sites.
• Use identity theft protection services to protect yourself and your information online.

Tested identity theft prevention services

If personal information gets into the wrong hands, the consequences of identity theft can be devastating. Identity theft protection services can not only help prevent identity theft but also help you recover if it occurs.

Identity theft protection services typically offer extensive monitoring features, such as monitoring home title, Social Security number, dark web, and even social media, alerting you if an imposter tries to assume your identity. Additionally, most identity theft protection plans offer credit monitoring and credit reports, so you can be assured no one is using your identity to open new accounts or lines of credit.

If you’re the victim of identity theft, an identity theft protection plan with insurance and remediation can compensate for identity theft losses and provide remediation services.

3 top tested identity theft protection services

FAQs

Bottom line

Spam calls are annoying, but they can also have devastating consequences if the scammer is able to steal valuable information from you and commit identity theft. Follow general best practices to protect yourself from spam calls — add your number to the Do Not Call Registry, avoid answering calls from unknown numbers, and block any known spam phone numbers. If you accidentally answer a spam call, end the call as soon as possible and avoid sharing personal information.

There are many ways to protect yourself from spam calls, but investing in identity theft protection services is the surest way to protect yourself online. Our guide on the best identity theft protection services can help you determine which ID theft protection is best for you.