Zander vs. LifeLock 2024: Which Has the Best Identity Theft Protection?

When it comes to identity theft protection, there are numerous protection plans available, and we can help you decide which is best for you.
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Best for Basic Protection & Low Cost

4.2
Editorial Rating
Learn More
On Zander Insurance Identity Theft Protection's website

Identity Protection
Zander Insurance Identity Theft Protection
  • Low price
  • Easy-to-use dashboard

Best for Comprehensive Security

4.9
Editorial Rating
Learn More
On LifeLock's website

Identity Protection
LifeLock
Up to 52% off first year when paid annually
  • Top-rated identity theft protection service
  • Provides up to $3 million in coverage
  • Multiple monitoring features including dark web, home title, and social media monitoring

Identity theft is a growing global issue, and the consequences of identity theft can be devastating. New financial accounts, stolen healthcare benefits, and out-of-pocket financial losses can be some of the many different effects of identity theft. ID theft protection plans monitor your personal information, credit files, web activity, and alert you of suspicious or fraudulent activity.

If you’re wondering if identity theft insurance is worth the price, the short answer is yes. The question is which protection plan is right for you. While there are multiple identity theft protection services and plans available, we dove deeply into Zander Identity Theft Protection and Norton LifeLock to discover their pros and cons.

Our opinion? We think Lifelock is a more comprehensive option. The monthly cost is higher, but you’ll receive premium security features, including more secure data protection, three-bureau credit monitoring, and up to $3 million in credit restoration. Zander Identity Theft Protection plans are a good option though for those looking for basic identity theft protection. Read ahead to see which protection plan is best for you.

In this article
Zander Identity Theft Protection vs. Norton LifeLock
Zander Identity Theft Protection vs. Norton LifeLock: prices
Zander Identity Theft Protection vs. Norton LifeLock: monitoring and alerts
Which is safer, Zander Identity Theft or Norton LifeLock?
Zander Identity Theft Protection vs. Norton LifeLock: compatibility and ease of use
Zander Identity Theft Protection vs. Norton LifeLock: customer service
Zander Identity Theft Protection vs. Norton LifeLock FAQs
Zander Identity Theft Protection vs. Norton LifeLock: which is better?

Zander Identity Theft Protection vs. Norton LifeLock

Zander Identity Theft Protection and Norton LifeLock are both excellent identity theft protection products, but they vary in significant ways and are designed with different audiences in mind.

Generally speaking, Norton LifeLock places more weight on data protection. Zander Identity Theft Protection, endorsed by financial professional Dave Ramsey, leans more heavily on the recovery aspect of identity theft, helping users get back on track after identity theft occurs.

Zander Identity Theft Protection vs. Norton LifeLock review at a glance


Zander Identity Theft Protection

Norton LifeLock
Price $6.75-$21.99/mo $7.50–$38.99/mo for first yr
Identity theft insurance Up to $2 million Up to $3 million
Credit monitoring
3-bureau credit reports
Credit score
Identity recovery
Dark web alerts
Social media account alerts
View Plans
Read Zander ID Theft Review
View Plans
Read Norton LifeLock Review
Prices as of 06/26/2023

While the protection offerings look similar at a glance, the two identity theft protection plans are quite different, starting with cost. With Zander Identity Theft Protection, users pay a low monthly cost but sacrifice some privacy since the site has cookies and trackers from third-party affiliates. If users are willing to put in a little extra work to disable those, the budget-friendly price might be worth it.

Norton LifeLock, on the other hand, charges a higher monthly rate but boasts one of the most extensive identity theft protection plans on the market. It offers VPNs, virus protection, triple bureau credit reports, and financial alerts.

Learn more about ID theft protection and how to keep your sensitive data secure in our identity theft protection guide.

Another obvious difference is the lack of credit reporting from Zander ID Theft Protection. With Zander, credit monitoring can be secured through a free, third-party website like AnnualCreditReport.com because it is not offered through Zander itself.

If you have children and want to protect their identity, Zander allows a more economical approach for large families. A Zander ID Theft Protection plan for families covers two adults and up to ten children, whereas Norton LifeLock’s family plan covers two adults and up to five children.

Zander Identity Theft pros and cons

Pros
  • Low monthly price for ID protection
  • Easy-to-use dashboard
  • Monitor personal information to detect fraudulent activity
Cons
  • No credit monitoring
  • Trackers and third-party affiliate cookies on site

Norton LifeLock pros and cons

Pros
  • Monitors three credit bureaus, credit score, and credit reports
  • Provides up to $3 million in recovery damages
  • Doesn’t sell personal information
Cons
  • Higher monthly price point
  • Less economical family coverage
  • Poor customer service

Zander Identity Theft Protection vs. Norton LifeLock: prices


Zander Identity Theft Protection

Norton LifeLock
Monthly price range $6.75-$21.99/mo $7.50–$38.99/mo for first yr
Yearly price range $75.00–$215.00/yr $99.48–$491.88/yr
Best value plan Elite Cyber Bundle (Individual) for $11.99/mo LifeLock Ultimate Plus Individual for $19.99/mo (billed annually) for first year
Identity theft insurance Up to $1 million Up to $3 million
View Plans
Read Zander ID Theft Review
View Plans
Read Norton LifeLock Review
Prices as of 06/26/2023.

Zander Identity Theft plans

Zander ID theft plans provide two levels of protection for families and individuals, the Essential Plan and the Elite Cyber Bundle. Zander doesn’t advertise a free trial, but with rock-bottom monthly pricing, users can try it for a low monthly cost and then cancel if the protection plan doesn’t live up to the hype.

Essential Plan

The Essential Plan is Zander’s basic plan that covers the following:

  • All types of identity theft
  • Home title fraud
  • Unlimited recovery services up to $1 million for stolen funds and expenses
  • Dark web monitoring
  • Social Security number monitoring
  • Change of address monitoring
  • Data breach updates
  • Lost Wallet Service that quickly terminates and re-orders the contents of a lost wallet or purse
  • 24/7 recovery services

Family plans offer the same coverage for up to ten minor children. Each family member is eligible for up to $1 million in reimbursement for stolen funds.

Elite Cyber Bundle

The Elite Cyber Bundle offers the same benefits as the Essential Plan plus:

  • VPN
  • Antivirus
  • Account takeover notifications
  • New account alerts

Norton LifeLock plans

All three of Norton LifeLock identity protection plans offer a high degree of account monitoring and features. Individual plans cover one adult, but there are two family plans available. One covers two adults, and the other covers two adults and up to five dependent children.

Try Norton LifeLock for free with a 7-day trial, but come prepared with credit card information as it is required for the free trial. LifeLock also offers a 60-day money-back guarantee for annual memberships, and you should also keep in mind it offers reduced pricing for your first year of service.

You can also bundle LifeLock identity theft protection with Norton antivirus software by grabbing the Select, Advantage, or Ultimate Plus + LifeLock plan.

Standard

The Standard plan offers:

  • $1 million in lawyer and expert coverage
  • $25,000 in stolen funds reimbursement if you become a victim of identity theft
  • $25,000 in personal expense compensation
  • Identity and SSN alerts
  • One-bureau credit monitoring

Advantage

An Advantage plan by Norton offers an increased amount of coverage at $1,200,000; $1 million in lawyer and expert fees, and up to $100,000 in both stolen funds reimbursement and personal expense compensation.

In addition to the benefits of the Standard plan, the Advantage plan offers:

  • Crime alerts in your name
  • Buy now, pay later alerts
  • Phone takeover monitoring

Ultimate Plus

The Ultimate Plus plan is the best value for your money, offering all the benefits of the previous plans and up to $3 million in coverage.

The Ultimate Plus plan also gets you:

  • Three-bureau monitoring
  • Credit reports and scores
  • Dark web monitoring

Winner: We call this one a tie. Zander Identity Theft protection plans offer security and identity monitoring for a low price, but it lacks some of the features that make Norton LifeLock identity theft protection worth the cost.

Zander Identity Theft Protection vs. Norton LifeLock: monitoring and alerts

Feature
Zander Identity Theft Protection

Norton LifeLock
Credit monitoring
Financial activity alerts
3-bureau credit reports Yes — Experian, Equifax, TransUnion
Credit score
FICO score
Credit lock and freeze
Identity recovery
Dark web alerts
Social media account alerts
Social Security number monitoring
Home title monitoring
Address change alerts
View Plans
Read Zander ID Theft Review
View Plans
Read Norton LifeLock Review
Data as of 06/26/2023.

The main difference between a Norton LifeLock plan and a Zander ID Theft Protection plan comes down to credit monitoring. All Norton LifeLock plans include some form of credit monitoring and credit bureau reports, while Zander Identity Theft Protection plans encourage users to monitor that information through other free services.

We saw our Equifax credit score and credit report information almost immediately after signing up for the LifeLock Ultimate Plus plan.

Norton LifeLock plans also allow users to try the product in a free, seven-day trial, whereas Zander Identity Theft Protection plans immediately start charging for services.

Another glaring difference is obviously the price. The discrepancy between the two monthly prices cannot be ignored. But while Norton LifeLock plans start at a steeper price, they also offer more services and features to protect your identity. And the premium plan offers more restoration coverage to help you deal with the consequences of identity theft.

Zander ID Theft Protection flags any compromised personal info, like your phone number.

Winner: In this case, you get what you pay for. Norton LifeLock plans, although steeper in monthly costs, offer more features and services than Zander Identity Theft Protection Plans, and therefore Norton gets our vote as the winner in this category.

Which is safer, Zander Identity Theft or Norton LifeLock?

Both providers collect a reasonable amount of data as part of enrollment for services. If you want your information monitored, you have to provide it in the first place. Zander and Norton collect identifying and sensitive information like Social Security numbers, driver’s license numbers, bank information, passport numbers, and insurance information. This allows Norton LifeLock and Zander ID theft protection plans to monitor your identity.

Both Zander and Norton offer added security through two-factor authentication.

Zander Identity Theft Protection vs. Norton LifeLock data security


Zander Identity Theft Protection

Norton LifeLock
Two-factor authentication
Multi-factor authentication
Collects data
Shares data with third parties
View Plans
Read Zander ID Theft Review
View Plans
Read Norton LifeLock Review

Out of necessity, identity theft protection plans collect and store some of your personal data. Both providers might have to share some of your information with third-party services for monitoring as well. This is common with identity theft protection plans.

According to Norton LifeLock’s privacy plan, it doesn’t sell your data and only uses your information to provide services.

According to its privacy policy, Zander does share your information with third parties, and the site allows third-party cookies and trackers—though you do have the option to block cookies and opt out of data sharing.

Winner: Data security features are similar, but Zander’s use of third parties cookies makes Norton LifeLock a winner in our book.

Zander Identity Theft Protection vs. Norton LifeLock: compatibility and ease of use

Platform
Zander Identity Theft Protection

Norton LifeLock
Windows
macOS
Android
iOS

Each service offers easy-to-use, intuitive websites and mobile apps for both Android and Apple products. We had no problem setting up an account with Norton LifeLock's identity protection service. There is no need to install anything on your browser, as the dashboard is available by logging into your account. The dashboard was intuitive and easy to navigate with an alert notification prominent on the main page.

You can access your dashboard after logging in to your account on the LifeLock website.

LifeLock monitoring dashboard


Similarly, a Zander Identity Protection account is easy to set up, and we encountered no issues accessing the web portal. Like Norton LifeLock, the main dashboard displays alerts and notifications.

Zander's Experian CreditLock feature as well as an alerts summary.

Winner: In our opinion, this one is a draw. Both services offer an easy-to-use interface, apps on both Android and Apple products, and an intuitive user experience.

Zander Identity Theft Protection vs. Norton LifeLock: customer service


Zander Identity Theft Protection

Norton LifeLock
24/7 live chat
Phone
Email
Support forums
Online guides

Our customer experience with Norton LifeLock customer service agents left a lot to be desired. We found Zander ID Theft’s customer service equally disappointing.

We contacted Norton LifeLock customer service representatives via the live chat option on their website, and when we asked about specific monitoring, the customer service agent responded with unrelated information. Eventually, the representative told us the LifeLock Advantage plan provides monitoring for both Equifax and TransUnion bureaus, which isn’t correct, as the website claims that plan only offers Equifax. The rep then ended the chat.

We opened another chat and got the same customer service rep, who then changed their answer to Equifax, which is correct, but the entire experience didn’t instill the level of confidence we’d like to see.

Zander Identity Theft doesn’t offer a live chat, instead offering a Contact Us form and a phone number for customer service inquiries. Just finding Zander’s support center proved to be a challenge, as the website routed us to multiple pages before we finally found a Contact Us page. It took us more than 24 hours to receive a non-helpful response, but the representative was polite.

Winner: Having access to live, immediate answers at any time of the day from customer support is hard to beat, but only when the people manning the chat are knowledgeable about the plans and services offered. We call this one a tie, and recommend utilizing the website for as much information as possible before reaching out to customer support.

Zander Identity Theft Protection vs. Norton LifeLock FAQs


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Is Zander ID Theft Protection good?

If you have a tight budget and need identity theft protection services, Zander Theft is a good option. Put in the extra work to block cookies and opt out of data sharing, and you have identity theft monitoring for a very reasonable price.


+

Is LifeLock good?

While a steeper monthly cost than Zander, the services and features of LifeLock protection plans are hard to beat. LifeLock provides an above-average identity protection service based on our testing and research.


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What’s the difference between Zander and LifeLock?

When it comes to identity protection plans, the main difference between Zander and LifeLock is the credit monitoring services offered by LifeLock. Zander offers no credit monitoring, while LifeLock offers access to three credit bureaus as well as preventative measures and protections to keep your identity from being compromised in the first place.

Zander Identity Theft Protection vs. Norton LifeLock: which is better?

Identity theft protection is an important step in securing your privacy and security, but choosing an identity protection plan that fits your needs and budget can be challenging.

A Zander Identity Theft Protection plan is a more budget-friendly option that still provides the same benefits of identity protection and monitoring. A Norton LifeLock protection plan may cost more, but it entails more security features and protection.

While some protection is better than none, if your budget permits, we recommend investing in a Norton LifeLock protection plan.

Zander vs LifeLock identity theft protection alternatives

If Zander and LifeLock don't fit your needs, there are other options out there. Here's what we recommend checking out next:

  • Aura: If you don't mind the price, Aura's protection covers almost every facet of modern life, including your child's online safety. Features like spam call protection and anti-cyberbullying software make this one of the best identity theft protection services all around.

    Get Aura | Read Our Aura Review
  • Identity Guard: Another low-cost option, Identity Guard provides extra features you might feel are missing from Zander. This includes credit monitoring, bank account alerts, and a password manager.

    Get Identity Guard | Read Our Identity Guard Review

4.9
Editorial Rating
Learn More
On LifeLock's website
Identity Protection
LifeLock
Up to 52% off first year when paid annually
  • Top-rated identity theft protection service
  • Provides up to $3 million in coverage
  • Multiple monitoring features including dark web, home title, and social media monitoring
Author Details
Courtney Daybell brings over 15 years of experience in print journalism and holds a B.A. in Communications from Brigham Young University. Her focus has shifted to cyber security, where she specializes in topics such as identity theft protection, password managers, antivirus software, and more.